8939 Gamble Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 8939 Gamble Rd, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 3,166 sqft · built 1901
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$115,000 (Jul 2019)
Tax Bill$1,903 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Jul 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-1S-3E-0000-0112-0000

Property Details

APN / Parcel Number

Primary APN15-1S-3E-0000-0112-0000
Alternative APN
  • 4120

Interior

Bedrooms1 Bed
Full Baths1 Bath
Stories1 Story
Building Area3,166 sqft Living Area
1st Floor Area3,166 sqft
FlooringPlywood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1901
Effective Year BuiltEffective 1995
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
PorchEnclosed Porch
Porch Area1,257 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemConvection

Location & Zoning

Street Address8939 GAMBLE RD
CityMONTICELLO
StateFL
Zip32344-7351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.00 ACRE IN NW 1/4 OF NW 1/4 OF SE 1/4 OR 255/249 & 749/256 & 818/185
Legal Range03E
Legal Township01S
Legal Section15
Legal Lot Number15
JurisdictionJEFFERSON FL
Township / Civil DivisionWACISSA
Census Block Group2
Census Block2015
Census Tract250200

Owner

8939 Gamble Rd is owned and occupied by two individuals who bought it in July 2019.

Source: Jefferson County records, as of December 12, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address8939 GAMBLE RD, MONTICELLO, FL 32344-7351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
PEOPLESSOUTH BANK
Jul 17, 2019Warranty Deed, Transfer
TALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC
Sep 18, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleJul 17, 2019 · Amount on File
Deed SaleJul 17, 2019 · Amount on File
Prior SaleJan 4, 2018
Deed Document Number201933001899
Deed Book / Page0771 / 0135
Record UpdatedJun 8, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address8939 GAMBLE RD, MONTICELLO, FL 32344-7351
Transaction TypeMortgage
Record UpdatedFeb 24, 2021
Title CompanyFLORIDA TITLE PROS

Transferred To (Grantee/Buyer)

NameVerified Name
Address8939 GAMBLE RD, MONTICELLO, FL 32344-7351

Mortgage

Document Number0007970482
DateFeb 5, 2021
Book Page797/482
Instrument202133000397
Lender
NamePEOPLESSOUTH BANK
TypeBank
AddressTALLAHASSEE, FL 32309
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateJul 17, 2019
Property Address8939 GAMBLE RD, MONTICELLO, FL 32344-7351
Document Number0007710135
Book / Page000771 / 000135
Instrument DateJul 11, 2019
Instrument33001899
Transaction TypeTransfer
Record UpdatedAug 5, 2019
Title CompanyTALLAHASSEE TITLE GROUP LLC, TALLAHASSEE TITLE GRP LLC

Transaction

AmountAmount on Record
Tax$805.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8939 GAMBLE RD MONTICELLO FL 323447351, MONTICELLO, FL 32344-7351

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON FL
Recording DateSep 18, 2018
Property Address8939 GAMBLE RD, MONTICELLO, FL 32344-7351
Document Number0007590709
Book / Page000759 / 000709
Instrument DateSep 17, 2018
Instrument33002555
Transaction TypeTransfer
Record UpdatedOct 9, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4205 ST AUGUSTINE RD MONTICELLO FL 323446832, MONTICELLO, FL 32344-6832

Tax Assessment & Valuation

The 2025 property tax bill for 8939 Gamble Rd was $1,903 with a senior citizen's exemption.

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,903.00 Senior Citizen's exemption$158,586 (+2.9%)$255,114 (-2.31%) Land $25,000 Building $230,114
2024$1,903.00 (+3.26%) Senior Citizen's exemption$154,117 (+3%)$261,134 (+22.64%) Land $25,000 Building $236,134
2023$1,843.00 (-11.86%) Senior Citizen's exemption$149,628 (+1.46%)$212,931 (+44.38%) Land $7,500 Building $205,431
2022$2,091.00$147,476 Land $7,000 Building $140,476$147,476 Land $7,000 Building $140,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8939 Gamble Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2008–2010)
Most Recent ClaimJan 2010 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8939 Gamble Rd is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 66% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COMMUNITIES WATER SYSTEM
private · serves 2,649 people · EPA ID FL1330748
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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