Montgomery County property record for 8936 Emeraldgate Dr, Dayton, OH 45424
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,092 sqft · built 1989 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,685 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P70 02006 0025 |
| Primary APN | P70 02006 0025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,092 sqft Living Area |
| 1st Floor Area | 793 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Modern |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 13,504 sqft |
| Lot Dimensions | 152 ft deep x 90 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 138 sqft |
| Patio Area | 120 sqft |
| Canopy | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 8936 EMERALDGATE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45424-6425 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #15530 EDNA B HUBER PLAT #62 SEC 7 |
| Legal Subdivision | HUBER |
| Legal Lot Number | 15530 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | HUBER HEIGHTS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 100102 |
Source: Montgomery County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8936 EMERALDGATE DR, DAYTON, OH 45424-6425 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage UNLOCK PARTNERSHIP SOLUTIONS INC |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 8936 EMERALDGATE DR, DAYTON, OH 45424-6425 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000068154 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 2025-00068154 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TEMPE, AZ 85288 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 8936 EMERALDGATE DR, DAYTON, OH 45424-6425 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048648 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-00048648 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Huber Heights City |
| Unified School District | Huber Heights City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $79,640 (-) Land $14,910 Building $64,730 | ||
| 2024 | $3,685.00 (+2.11%) | ||
| 2023 | $3,609.00 (+16.87%) | $79,640 (+42.04%) Land $14,910 Building $64,730 | $227,550 (+42.04%) Land $42,600 Building $184,950 |
| 2022 | $3,088.00 | $56,070 Land $10,500 Building $45,570 | |
| 2020 | $160,200 Land $30,000 Building $130,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HUBER HEIGHTS PUBLIC WATER SYSTEM private · serves 43,439 people · EPA ID OH5703612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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