8933 Ramstad Ave, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8933 Ramstad Ave, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,187 sqft · built 1970
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Apr 2020)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`235-0362-020-0000`

Property Details

APN / Parcel Number

Primary APN	`235-0362-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,187 sqft Living Area
1st Floor Area	1,187 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8933 RAMSTAD AVE
City	FAIR OAKS
State	CA
Zip	95628-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PHOENIX ESTATES 02, LOT 74
Legal Subdivision	PHOENIX ESTATES 02
Legal Lot Number	74
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2004
Census Tract	8005

Owner

8933 Ramstad Ave is owned and occupied by two individuals who bought it in April 2020.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8933 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BRIGHTEN LNDG
Apr 6, 2020	Grant Deed, Transfer · Conventional with PMI BANK OF AMERICA
Jul 25, 2017	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2020 · Amount on File
Deed Sale	Apr 6, 2020 · Amount on File
Prior Sale	Mar 31, 2015 · Amount on File
Deed Book / Page	20200406 / 1119
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8933 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Document Number	2012180897
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 7, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8933 RAMSTAD AVE FAIR OAKS CA 956284034, FAIR OAKS, CA 95628-4034

Mortgage

Document Number	2012180897
Date	Dec 18, 2020
Instrument	2012180897

Lender

Name	BRIGHTEN LNDG
Address	CITY OF INDUSTRY, CA 91746

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 6, 2020
Property Address	8933 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Document Number	2004061119
Instrument Date	Apr 3, 2020
Instrument	2004061119
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TITLE CO/NTHRN CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$413.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8933 RAMSTAD AVE FAIR OAKS CA 956284034, FAIR OAKS, CA 95628-4034

Mortgage

Document Number	2004061120
Date	Apr 6, 2020
Instrument	2004061120

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8933 RAMSTAD AVE, FAIR OAKS, CA 95628-4034
Document Number	1708020291
Instrument Date	Jul 25, 2017
Transaction Type	Mortgage
Record Updated	Aug 10, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8933 RAMSTAD AVE FAIR OAKS CA 956284034, FAIR OAKS, CA 95628-4034

Mortgage

Document Number	1708020291
Date	Aug 2, 2017
Instrument	1708020291

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 8933 Ramstad Ave was $4,912 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$418,314 (+2%) Land $100,394 Building $317,920
2025	$4,912.00 (+0.8%) Homeowner's exemption	$410,113 Land $98,426 Building $311,687
2024	$4,873.00 (+3.02%)
2023	$4,730.00 (+0.42%) Homeowner's exemption	$394,190 Land $94,605 Building $299,585
2022	$4,710.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8933 Ramstad Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8933 Ramstad Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 636 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Succeed.Net.

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