893 Willow Way, Atco, NJ 08004 Property Records

Camden County and Waterford Township property record for 893 Willow Way, Atco, NJ 08004

Property Summary

Property Type	Single Family Home
Details	1,705 sqft · built 1978
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$403,000 (Dec 2025)
Tax Bill	$8,354 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35-05603-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`35-05603-0000-00003`
Alternative APN	`35002410200007`

Interior

Building Area	1,705 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	155 ft deep x 129 ft wide

Location & Zoning

Old Parcel Number	35002410200007
Street Address	893 WILLOW WAY
City	ATCO
State	NJ
Zip	08004-1340
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	FORNWOOD DOWNS
Legal Block	5603
Legal Lot Number	3
Jurisdiction	CAMDEN NJ
Township / Civil Division	WATERFORD
Census Block Group	1
Census Block	1008
Census Tract	608903

Owner

893 Willow Way is owned and occupied by two individuals who bought it in December 2025.

Source: Camden County and Waterford Township records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	893 WILLOW WAY, ATCO, NJ 08004-1340
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 16, 2025	Deed, Transfer · Conventional Mortgage NFM LENDING
Jul 28, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Deed Document Number	202577403
Deed Book / Page	12980 / 809
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	893 WILLOW WAY, ATCO, NJ 08004-1340
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044225
Date	Apr 21, 2022
Book Page	12063/282
Instrument	2022044225

Lender

Name	TRUIST BANK
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 19, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Dec 16, 2025
Property Address	893 WILLOW WAY, ATCO, NJ 08004-1340
Document Number	0000077403
Book / Page	12980 / 809
Instrument Date	Dec 8, 2025
Instrument	2025077403
Transaction Type	Transfer
Record Updated	Dec 30, 2025
Title Company	TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO NJ

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	151 EISENHOWER DR, SWEDESBORO, NJ 08085-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	893 WILLOW WAY, ATCO, NJ 08004-1340

Mortgage

Document Number	0012980816
Date	Dec 16, 2025
Instrument	12980/816

Lender

Name	NFM LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	893 WILLOW WAY, ATCO, NJ 08004-1340
Document Number	0000061880
Book / Page	010699 / 001334
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 26, 2017
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	893 WILLOW WAY ATCO NJ 080041340, ATCO, NJ 08004-1340

Mortgage

Document Number	0000061880
Date	Sep 7, 2017
Book Page	010699/001334
Instrument	61880

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WINSTON-SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 6, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 893 Willow Way was $8,354, up 3.5% from the year before.

Source: Camden County and Waterford Township assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
County Subdivision	Waterford Township
Unified School District	Waterford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,200 (-) Land $46,300 Building $136,900	$183,200 (-) Land $46,300 Building $136,900
2025	$8,354.00 (+3.51%)	$183,200 Land $46,300 Building $136,900	$183,200 Land $46,300 Building $136,900
2024	$8,071.00
2023		$183,200 Land $46,300 Building $136,900	$183,200 Land $46,300 Building $136,900
2022	$7,522.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 893 Willow Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 893 Willow Way is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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