893 Sheppard Mill Rd, Spencer, VA 24165 Property Records

Patrick County property record for 893 Sheppard Mill Rd, Spencer, VA 24165

Property Summary

Property Type	Single Family Home
Lot Size	4.45 acres (194,190 sqft)
Owner	Individual Name on Record
Last Sale	$223,500 (Jun 2021)
Tax Bill	$541 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`5308.00.33A`

Property Details

APN / Parcel Number

Primary APN	`5308.00.33A`
Alternative APN	`97263`

Exterior

Lot Area	194,190 sqft (4.45 acres)

Location & Zoning

Account Number	97263
Street Address	893 SHEPPARD MILL RD
City	SPENCER
State	VA
Zip	24165-3554
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	M SHEPPARD SUB LOT A I#21-1362 PL:1/147-E
Legal Subdivision	M SHEPPARD SUBDIVISION
Legal Lot Number	A
Jurisdiction	PATRICK VA
Township / Civil Division	MAYO RIVER
Census Block Group	3
Census Block	3024
Census Tract	30301

Owner

Source: Patrick County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	893 SHEPPARD MILL RD, SPENCER, VA 24165-3554
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2020	Deed of Trust, Mortgage · Line of Credit CARTER BANK & TRUST
Jun 21, 2021	Warranty Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Deed Document Number	20211362
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PATRICK VA
Property Address	893 SHEPPARD MILL RD, SPENCER, VA 24165-3554
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200000096
Date	Jan 21, 2020
Instrument	200000096

Lender

Name	CARTER BANK & TRUST

Agreement

Type	Line of Credit
Amount	Amount Recorded
Due	Jan 14, 2020

Interest

Rate Type	Adjustable Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PATRICK VA
Recording Date	Jun 21, 2021
Property Address	893 SHEPPARD MILL RD, SPENCER, VA 24165-3554
Document Number	210001362
Instrument Date	Jun 10, 2021
Instrument	210001362
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	PROPERTY TITLE AND ESCROW LLC, PRIORITY TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 SHEPPARD MILL RD, SPENCER, VA 24165-3554

Mortgage

Document Number	210001363
Date	Jun 21, 2021
Instrument	210001363

Lender

Name	NEWREZ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Patrick County assessment roll, as of May 7, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Patrick County
Unified School District	Patrick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$541.00	$74,200 Land $25,800 Building $48,400	$74,200 Land $25,800 Building $48,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
RiverStreet Networks Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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