893 Judy Ln, Troy, MO 63379 Property Records

Lincoln County property record for 893 Judy Ln, Troy, MO 63379

Property Summary

Property TypeTownhouse
Details3 bd · 2 ba · 1,568 sqft · built 1996
Lot Size0.567 acres (24,742 sqft)
OwnerIndividual Name on Record
Tax Bill$2,240 (2025)
Deeds & MortgagesNov 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN15-80-34-001-003-019.030

Property Details

APN / Parcel Number

Primary APN15-80-34-001-003-019.030

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,568 sqft Living Area
Basement Area1,568 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Architectural StyleRanch
Exterior MaterialVinyl
Construction TypeWood Frame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area24,742 sqft (0.567 acres)
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address893 JUDY LN
CityTROY
StateMO
Zip63379-2341
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 69 BUCHANAN CREEK ESTATES PLAT 5
Legal Range01W
Legal Township49
Legal Section34
Legal SubdivisionBUCHANAN CREEK
Legal Lot Number69
JurisdictionLINCOLN MO
Township / Civil DivisionBEDFORD
Census Block Group1
Census Block1014
Census Tract810203

Owner

Source: Lincoln County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address893 JUDY LN, TROY, MO 63379-2341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2022
Deed SaleNov 15, 2022
Deed Document Number2022011410
Deed Book / Page2485 / 629
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN MO
Recording DateNov 15, 2022
Property Address893 JUDY LN, TROY, MO 63379-2341
Document Number002485/629
Book / Page2485 / 629
Map ReferenceMB 12 PG 72
Instrument DateNov 15, 2022
Instrument2022011410
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyMEYER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address893 JUDY LN, TROY, MO 63379-2341

Mortgage

Document Number2022011411
DateNov 15, 2022
Instrument2022011411
Lender
NamePEOPLES BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of June 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyLincoln County
MunicipalityTroy City
Unified School DistrictTroy R-III School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,240.00 (+8.9%)$35,661 (+10.28%) Land $5,079 Building $30,582$187,690 (+10.28%) Land $26,730 Building $160,960
2023$2,057.00 (+5.16%)$32,336 Land $3,897 Building $28,439$170,190 Land $20,510 Building $149,680
2022$1,956.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2015)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY PWS
serves 15,000 people · EPA ID MO6010798
Water SourceGroundwater
Last State InspectionJun 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
Systec Wireless Communications
Fixed Wireless
100 / 20

May also be available: Brightspeed, Wisper ISP.

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