893 Grant Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 893 Grant Ave, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,809 sqft · built 1949
Lot Size	0.276 acres (12,000 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (Feb 2016)
Tax Bill	$6,326 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`492-013-02-00`

Property Details

APN / Parcel Number

Primary APN	`492-013-02-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,809 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	12,000 sqft (0.276 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Street Address	893 GRANT AVE
City	EL CAJON
State	CA
Zip	92020-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOTS 83 & 84 E 100 FT OF W 175 FT TR 001636
Legal Subdivision	EL CAJON ACRES
Legal Tract	001636
Legal Block	3
Legal Lot Number	83,84
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3002
Census Tract	15902

Owner

Source: San Diego County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	893 GRANT AVE, EL CAJON, CA 92020-5806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
Nov 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Mar 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2016 · Amount on Record
Deed Sale	Feb 24, 2016 · Amount on Record
Prior Sale	Jan 13, 2009 · Amount on Record
Deed Document Number	201679788
Last Transfer Date	Feb 14, 2020
Transfer Doc	0000111381
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2026
Property Address	893 GRANT AVE, EL CAJON, CA 92020-5806
Document Number	0000292553
Instrument Date	Oct 1, 2026
Instrument	2026292553
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 GRANT AVE, EL CAJON, CA 92020-5806

Mortgage

Document Number	0000292553,
Date	Oct 8, 2026
Instrument	2026292553

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	893 GRANT AVE, EL CAJON, CA 92020-5806
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 GRANT AVE, EL CAJON, CA 92020-5806

Mortgage

Document Number	0000758162
Date	Nov 1, 2021
Instrument	2021-0758162

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	893 GRANT AVE, EL CAJON, CA 92020-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000343787
Date	Jul 31, 2017
Instrument	2017-0343787

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	893 GRANT AVE, EL CAJON, CA 92020-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458799
Date	Aug 17, 2020
Instrument	2020-0458799

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 4, 2020
Property Address	893 GRANT AVE, EL CAJON, CA 92020-5806
Document Number	0000111381
Map Reference	MAP 1636
Instrument Date	Feb 14, 2020
Instrument	2020-0111381
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 GRANT AVE, EL CAJON, CA 92020-5806

Mortgage

Document Number	0000111382
Date	Mar 4, 2020
Instrument	2020-0111382

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$503,791 (+5.19%) Land $291,499 Building $212,292
2025	$6,326.00 (+7.04%)	$478,914 (+12.24%) Land $285,784 Building $193,130
2023	$5,910.00 (+3.48%)	$426,679 Land $274,688 Building $151,991
2022	$5,711.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, T-Mobile, Verizon, Wyyerd Connect.

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