893 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 893 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property TypeRanch
Details8 bd · 4 ba · 1,656 sqft · built 1928
Lot Size4.92 acres (214,315 sqft)
Owner2 Individual Names on Record
Last Sale$445,000 (Dec 2020)
Tax Bill$4,989 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN390320-515229-0000

Property Details

APN / Parcel Number

Primary APN390320-515229-0000
Alternative APNs
  • 103517
  • 576266

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,676 sqft Gross Area
1st Floor Area1,128 sqft
Basement Area1,020 sqft
FlooringCarpet
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1932
Exterior MaterialSiding Sheathing
Roof MaterialComposition Shingle
Lot Area214,315 sqft (4.92 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area60 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number103517
Street Address893 E LAUREL RD
CityBELLINGHAM
StateWA
Zip98226-9742
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeR5A
Legal DescriptionE 345 FT OF N 642 FT OF NE SE-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 2061001821
Legal Range03
Legal Township39
Legal Section20
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2012
Census Tract10701

Owner

Source: Whatcom County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address893 E LAUREL RD, BELLINGHAM, WA 98226-9742
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2020 · Amount on Record
Deed SaleDec 15, 2020 · Amount on Record
Prior SaleApr 23, 2002
Deed Document Number20201202754
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWHATCOM WA
Recording DateDec 15, 2020
Property Address893 E LAUREL RD, BELLINGHAM, WA 98226-9742
Document Number2201202754
Instrument DateDec 9, 2020
Instrument1202754
Transaction TypeTransfer
Record UpdatedFeb 9, 2021
Title CompanyWHATCOM LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$7,125.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address893 E LAUREL RD BELLINGHAM WA 982269742, BELLINGHAM, WA 98226-9742

Mortgage

Document Number2201202756
DateDec 15, 2020
Instrument1202756
Lender
NameNORTHWEST PLUS CU
TypeCredit Union
AddressEVERETT, WA 98201
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 14, 2050

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,989.00 (+1,159.85%)
2025$396.00 (-85.21%)$622,291 (+80.54%) Land $377,007 Building $245,284$622,291 (+20.07%) Land $377,007 Building $245,284
2022$344,676 Land $147,157 Building $197,519$518,293 Land $320,774 Building $197,519
2021$2,677.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

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