893 CYPRESS TRL O FALLON MO 633688299, O FALLON, MO 63368-8299
Mortgage
Document Number
73331041
Date
Jun 30, 2020
Book Page
007333/001041
Instrument
450470
Lender
Name
STIFEL BK&TR
Type
Bank
Address
ST LOUIS, MO 63141
Agreement
Amount
Amount on Record
Term
180 Months
Due
Jun 29, 2035
February 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
ST CHARLES MO
Recording Date
Feb 5, 2018
Property Address
893 CYPRESS TRL, O FALLON, MO 63368-8299
Document Number
0068751119
Book / Page
006875 / 001119
Instrument Date
Jan 31, 2018
Instrument
65420
Transaction Type
Transfer
Record Updated
Mar 14, 2018
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$0.00
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Address
893 CYPRESS TRL O FALLON MO 633688299, O FALLON, MO 63368-8299
Mortgage
Document Number
68751121
Date
Feb 5, 2018
Book Page
006875/001121
Instrument
65430
Lender
Name
STIFEL BK&TR
Type
Bank
Address
SAINT LOUIS, MO 63141
Agreement
Amount
Amount on Record
Term
360 Months
Due
Feb 4, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 893 Cypress Trl was $6,729, up 13% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
Property Jurisdictions
Type
Name
State
Missouri
County
St. Charles County
Municipality
O'Fallon City
Unified School District
Wentzville R-IV School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$101,528 (-)
$534,356 (-)Land $117,328Building $417,028
2025
$6,729.00 (+13%)
$101,528
$534,356Land $117,328Building $417,028
2024
$5,955.00
2023
$87,226
2022
$459,085Land $95,329Building $363,756
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 893 Cypress Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Nearby Flood Claims
2 (2006–2008)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Sep 2008 · Severe Storms, Flooding, And A Tornado
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 893 Cypress Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood
Under 0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source
Purchased surface water from ST LOUIS CITY PWS
Last State Inspection
Aug 2023
Lead
2 ppb (2026) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
1 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
i3 Broadband Fiber
8,000 / 8,000
Spectrum Cable
1,000 / 1,000
Wisper ISP Fixed Wireless
400 / 30
AT&T Fixed Wireless
100 / 20
T-Mobile Fixed Wireless
100 / 20
May also be available: Brightspeed, Gateway Fiber, Verizon.