Augusta County property record for 893 Cold Springs Rd, Stuarts Draft, VA 24477
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,662 sqft · built 1991 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (May 2022) |
| Tax Bill | $1,987 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 083C1 2 2 8 |
| Primary APN | 083C1 2 2 8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 4,566 sqft |
| 1st Floor Area | 1,662 sqft |
| Basement Area | 831 sqft |
| Finished Basement | 831 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Terrain | Rolling |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 690 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 893 COLD SPRINGS RD |
|---|---|
| City | STUARTS DRAFT |
| State | VA |
| Zip | 24477-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE FAM |
| Legal Description | 83C1-(2)-2-8 CRANBERRY HILLS LOT 8 SEC 1 BLK 2 0.980 AC |
| Legal Subdivision | CRANBERRY HILLS |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | AUGUSTA VA |
| Township / Civil Division | RIVERHEADS |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 71102 |
Source: Augusta County records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 893 COLD SPRINGS RD, STUARTS DRAFT, VA 24477-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 20, 2023 | Deed of Trust, Mortgage · Line of Credit DUPONT COMMUNITY CREDIT UNION |
| May 19, 2022 | Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE |
| Jul 17, 2018 | Deed of Trust, Mortgage · Line of Credit DUPONTY COMMUNITY CREDIT UNION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2022 · Amount on Record |
| Deed Sale | May 19, 2022 · Amount on Record |
| Deed Document Number | 20224491 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 893 COLD SPRINGS RD, STUARTS DRAFT, VA 24477-3032 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230003649 |
|---|---|
| Date | Jun 20, 2023 |
| Instrument | 230003649 |
| Name | DUPONT COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jun 13, 2058 |
| Document Type | Deed |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Recording Date | May 19, 2022 |
| Property Address | 893 COLD SPRINGS RD, STUARTS DRAFT, VA 24477-3032 |
| Document Number | 0220004491 |
| Instrument Date | May 18, 2022 |
| Instrument | 220004491 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 893 COLD SPRINGS RD, STUARTS DRAFT, VA 24477-3032 |
| Document Number | 0220004492 |
|---|---|
| Date | May 19, 2022 |
| Instrument | 220004492 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AUGUSTA VA |
| Property Address | 893 COLD SPRINGS RD, STUARTS DRAFT, VA 24477-3032 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000180005247 |
|---|---|
| Date | Jul 17, 2018 |
| Instrument | 000180005247 |
| Name | DUPONTY COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 414 Months |
| Due | Jan 1, 2053 |
Source: Augusta County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Augusta County |
| Unified School District | Augusta County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,987.00 | $382,200 (-) Land $70,000 Building $312,200 | |
| 2025 | $1,987.00 (+21.6%) | $382,200 (+47.34%) Land $70,000 Building $312,200 | |
| 2024 | $382,200 (+47.34%) Land $70,000 Building $312,200 | ||
| 2023 | $1,634.00 | $259,400 Land $60,000 Building $199,400 | $259,400 Land $60,000 Building $199,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1984–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 60% of Virginia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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