893 Co Rd 131, Cedar Bluff, AL 35959 Property Records

Cherokee County property record for 893 Co Rd 131, Cedar Bluff, AL 35959

Property Summary

Property TypeOther Improved
Details480 sqft · built 2023
Lot Size13 acres (566,280 sqft)
OwnerIndividual Name on File
Last Sale$24,000 (Aug 2024)
Tax Bill$590 (2026)
Deeds & MortgagesSep 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-10-07-26-0-000-105.066

Property Details

APN / Parcel Number

Primary APN13-10-07-26-0-000-105.066
Alternative APNs
  • ALT APN:1007260000105066
  • 220903
  • 7762

Interior

Stories1 Story
Building Area480 sqft Living Area
1st Floor Area480 sqft
FlooringWood
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialLogs
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area566,280 sqft (13 acres)
PorchSlab

Location & Zoning

Account Number220903
Street Address893 COUNTY ROAD 131
CityCEDAR BLUFF
StateAL
Zip35959-2192
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionBEG SW CR SE/4 SW/4;E58;N91;E125;S77;E84;N210;E200.08;N1120;W498;S1332 TO POB
Legal Range10E
Legal Township09S
Legal Section26
JurisdictionCHEROKEE AL
Township / Civil DivisionCEDAR BLUFF-GAYLESVILLE
Census Block Group2
Census Block2011
Census Tract955701

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address893 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2192
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 16, 2024 · Amount on File
Deed SaleAug 16, 2024 · Amount on File
Deed Document Number2024235186
Record UpdatedOct 29, 2026

September 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE AL
Recording DateSep 9, 2024
Property Address893 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2192
Document Number0000235517
Instrument DateAug 30, 2024
Instrument235517
Transaction TypeTransfer
Record UpdatedNov 27, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4865 LAKEPLACE RD, CEDAR BLUFF, AL 35959-5169

Transferred To (Grantee/Buyer)

NameVerified Name
Address893 COUNTY ROAD 131, CEDAR BLUFF, AL 35959-2192
InvestorPossibly a Property Investor

Mortgage

Document Number0000235518
DateSep 9, 2024
Instrument235518
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2054

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyCherokee County
MunicipalityCedar Bluff Town
Unified School DistrictCherokee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$590.00 (+6.88%)
2025$552.00 (+189.01%)$10,020 (+145.59%) Land $600 Building $9,420$89,800 (+12.81%) Land $42,700 Building $47,100
2024$191.00$4,080 (-) Land $1,380 Building $2,700$79,600 (+95.49%) Land $52,700 Building $26,900
2023$191.00 (-45.11%)$4,080 (-33.11%)$40,719 (-48.85%) Land $13,819 Building $26,900
2022$348.00$6,100 Land $720 Building $5,380$79,600 Land $52,700 Building $26,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 28 policies
Nearby Flood Policies28 in force
Nearby Flood Claims1 (2011)
Most Recent ClaimApr 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · above 66% of Alabama
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR BLUFF UTILITIES BOARD
serves 4,281 people · EPA ID AL0000187
Water SourcePurchased surface water from NORTHEAST ALABAMA WATER SEWER AND FPD
Last State InspectionOct 2023
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
TDS Telecom
DSL
50 / 10

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Co Rd 131

Nearby Streets

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