893 Bear Br Rd, Westminster, MD 21157 Property Records

Carroll County property record for 893 Bear Br Rd, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,606 sqft · built 1978
Lot Size	3.18 acres (138,521 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,128 (2026)
Deeds & Mortgages	Sep 2022 Transfer Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-015388`

Property Details

APN / Parcel Number

Primary APN	`09-015388`
Alternative APNs	`9015388` `015388`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,606 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	138,521 sqft (3.18 acres)

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	96 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	015388
Street Address	893 BEAR BRANCH RD
City	WESTMINSTER
State	MD
Zip	21157-8107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CONSE
Legal Description	LT 3 - 3.18 ACS 893 BEAR BRANCH RD 14-96 BOB EL FARMS PLT A
Legal Subdivision	BOB EL FARMS
Legal Lot Number	3
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2016
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	893 BEAR BRANCH RD, WESTMINSTER, MD 21157-8107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2022	Intrafamily Transfer, Transfer
Nov 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 16, 2022
Transfer Doc	0108910339
Record Updated	Oct 29, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Sep 23, 2022
Property Address	893 BEAR BRANCH RD, WESTMINSTER, MD 21157-8107
Document Number	0108910339
Book / Page	10891 / 339
Map Reference	MB 14 FO 96
Instrument Date	Feb 16, 2022
Transaction Type	Transfer
Record Updated	Oct 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	893 BEAR BRANCH RD, WESTMINSTER, MD 21157-8107

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	893 BEAR BRANCH RD, WESTMINSTER, MD 21157-8107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088660005
Date	Nov 15, 2017
Book Page	8866/0005
Instrument	8866-0005

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,128.00 (+4.78%)	$452,600 (+4.84%)	$473,500 (-) Land $200,900 Building $272,600
2025	$4,894.00 (+10.5%)	$431,700 (+10.12%)	$473,500 (+15.26%) Land $200,900 Building $272,600
2023	$4,429.00	$392,033	$410,800 Land $200,900 Building $209,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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