Hardin County property record for 893 Austin Dr, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1984 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jul 2017) |
| Tax Bill | $1,236 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 180-20-07-050 |
| Primary APN | 180-20-07-050 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Frame/Masonry |
| Lot Area | 21,780 sqft (0.5 acres) |
| Patio Area | 272 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 893 AUSTIN DR |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9031 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHISPERING HILLS LT 160 #7 |
| Legal Subdivision | WHISPERING HILLS |
| Legal Lot Number | 160 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 600 |
893 Austin Dr is owned and occupied by an individual who bought it in July 2017.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 893 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 15, 2023 | Deed of Trust, Mortgage · Line of Credit L&N FCU |
| Jul 20, 2017 | Deed of Trust, Mortgage · ARM L&N FCU |
| May 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Jul 20, 2017 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 20, 2017 · Amount on File |
| Deed Sale | Jul 20, 2017 · Amount on File |
| Prior Sale | Mar 13, 2008 |
| Deed Document Number | 0001443165 |
| Deed Book / Page | 1443 / 165 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 893 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002485/499 |
|---|---|
| Date | Jun 15, 2023 |
| Book Page | 2485/499 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 14, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 893 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2204/677 |
|---|---|
| Date | Jul 20, 2017 |
| Book Page | 2204/677 |
| Name | L&N FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40229 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year LIBOR |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 893 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SIGNATURE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2314/450 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 2314/450 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Jul 20, 2017 |
| Property Address | 893 AUSTIN DR, RADCLIFF, KY 40160-9031 |
| Document Number | 1443/165 |
| Book / Page | 1443 / 165 |
| Map Reference | PL CAB 1 SH 457 |
| Instrument Date | Jul 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 571, ELIZABETHTOWN, KY 42702-0571 |
| Name | Verified Name |
|---|---|
| Address | 893 AUSTIN DR, RADCLIFF, KY 40160-9031 |
The 2025 property tax bill for 893 Austin Dr was $1,236.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,236.00 | $129,000 Land $18,000 Building $111,000 | $129,000 Land $18,000 Building $111,000 |
| 2023 | $110,000 (-) Land $16,900 Building $93,100 | $110,000 (-) Land $16,900 Building $93,100 | |
| 2022 | $110,000 Land $16,900 Building $93,100 | $110,000 Land $16,900 Building $93,100 | |
| 2021 | $1,069.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 893 Austin Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 893 Austin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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