8925 E 1210th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 8925 E 1210th Rd, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,690 sqft · built 2006
Lot Size	0.85 acres (37,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Feb 2020)
Tax Bill	$3,821 (2025)
Deeds & Mortgages	Oct 2022 Mortgage May 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-331-024`

Property Details

APN / Parcel Number

Primary APN	`11-07-331-024`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,690 sqft Base Area
1st Floor Area	1,690 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Frame
Lot Area	37,026 sqft (0.85 acres)
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8925 E 1210TH RD
City	EFFINGHAM
State	IL
Zip	62401-6392
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 A OF RE-PLAT OF LOT 1 JUNE LAKE DEVELOPMENT 3524/239 2515/291 2454/310 2165/114 563/221
Legal Subdivision	JUNE LAKE DEVELOPMENT
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1014
Census Tract	950400

Owner

Source: Effingham County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING
Feb 4, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDWEST EQUITY MORTGAGE LLC
Jan 3, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Jan 3, 2020 · Amount on Record
Deed Document Number	202020000537
Deed Book / Page	3532 / 133
Prior Transfer Date	Oct 31, 2008
Prior Transfer Doc	2454/310
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392
Transaction Type	Mortgage
Record Updated	Dec 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392

Mortgage

Document Number	00003820/9
Date	Oct 27, 2022
Book Page	3820/9
Instrument	202222004356

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Feb 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3300/189
Date	May 16, 2017
Book Page	3300/189
Instrument	201701702156

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3636/96
Date	Dec 4, 2020
Book Page	3636/96
Instrument	202020006650

Lender

Name	CLEARPATH LENDING
Type	Lending Institution
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Oct 1, 2050

Interest

Rate	2.72%

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Feb 4, 2020
Property Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392
Document Number	3532/133
Book / Page	3532 / 133
Map Reference	PL 29 PG 492
Instrument Date	Feb 3, 2020
Instrument	202020000537
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1013 N MAPLE ST, 1013, EFFINGHAM, IL 62401-8302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8394 E US HIGHWAY 40, EFFINGHAM, IL 62401-7215

Mortgage

Document Number	202020000538
Date	Feb 4, 2020
Instrument	202020000538

Lender

Name	MIDWEST EQUITY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.99%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 3, 2020
Property Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392
Document Number	3524/239
Book / Page	3524 / 239
Map Reference	MB 2197 PG 232
Instrument Date	Jan 2, 2020
Instrument	202020000046
Transaction Type	Transfer
Record Updated	Aug 5, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$241.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8925 E 1210TH RD, EFFINGHAM, IL 62401-6392

Mortgage

Document Number	202020000047
Date	Jan 3, 2020
Instrument	202020000047

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Summit Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,821.00 (+9.23%) Homeowner's exemption	$78,490 (+10.01%) Land $7,250 Building $71,240	$235,470 (+10.01%) Land $21,750 Building $213,720
2024	$3,498.00 (+39.98%)	$71,350 (+19.33%) Land $6,590 Building $64,760	$214,050 (+19.33%) Land $19,770 Building $194,280
2022	$2,499.00 Homeowner's exemption	$59,790 Land $5,520 Building $54,270	$179,370 Land $16,560 Building $162,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

8925 E 1210th Rd, Effingham, IL 62401 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

December 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on E 1210th Rd

Nearby Streets

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