8923 E Emil St, Victor, CA 95253 Property Records

San Joaquin County property record for 8923 E Emil St, Victor, CA 95253

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,408 sqft · built 2005
Lot Size0.278 acres (12,089 sqft)
Owner2 Individual Names on Record
Tax Bill$3,363 (2026)
Deeds & MortgagesFeb 2020 Mortgage
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN051-380-120-000

Property Details

APN / Parcel Number

Primary APN051-380-120-000
Alternative APNs
  • 051-380-12
  • 05106055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,408 sqft Living Area
1st Floor Area1,408 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCustom Design
Construction TypeWood
Lot Area12,089 sqft (0.278 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number051-380-12
Street Address8923 E EMIL ST
CityVICTOR
StateCA
Zip95253-7008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionREDRAWN JAN-23-2006 FROM ORIGINAL APN 051-060-55
Legal Block3
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLOCKEFORD
Census Block Group3
Census Block3017
Census Tract4704

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 743, VICTOR, CA 95253-0743
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 9, 2018Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 28, 2012
Deed SaleSep 28, 2012
Prior SaleJan 2, 2009 · Amount on Record
Deed Document Number2012126305
Last Transfer DateNov 5, 2018
Transfer Doc0000123857
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address8923 E EMIL ST, VICTOR, CA 95253-7008
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018364
DateFeb 11, 2020
Instrument2020-018364
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

November 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN JOAQUIN CA
Recording DateNov 9, 2018
Property Address8923 E EMIL ST, VICTOR, CA 95253-7008
Document Number0000123857
Instrument DateNov 5, 2018
Instrument2018-123857
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 743, VICTOR, CA 95253-0743

Mortgage

Document Number0000123858
DateNov 9, 2018
Instrument2018-123858
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,363.00 (+1.51%)
2025$3,313.00 (+5.07%) Homeowner's exemption$244,657 (+4.04%) Land $77,259 Building $167,398
2023$3,153.00 (+1.84%) Homeowner's exemption$235,159 Land $74,260 Building $160,899$378,270
2022$3,096.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOAQUIN WATER WORKS #2
serves 310 people · EPA ID CA3901092
Water SourceGroundwater
Last State InspectionFeb 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50

May also be available: Matrix Broadband, Softcom Internet Communications, T-Mobile, Verizon.

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