8922 McElroy Rd, Waxhaw, NC 28173 Property Records

Union County property record for 8922 McElroy Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,596 sqft · built 1976
Lot Size	10 acres (437,342 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jan 2020)
Tax Bill	$1,782 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`05-183-005`

Property Details

APN / Parcel Number

Primary APN	`05-183-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	437,342 sqft (10 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8922 MCELROY RD
City	WAXHAW
State	NC
Zip	28173-9036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#164 TRIPLE- C MINI RANCH PB6 PG124
Legal Subdivision	TRIPLE C MINI RANCH
Legal Lot Number	164
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1030
Census Tract	21015

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	8922 MCELROY RD, WAXHAW, NC 28173-9036
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	Jul 24, 2015 · Amount on File
Deed Document Number	20201523
Deed Book / Page	7563 / 381
Record Updated	Oct 29, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 15, 2020
Property Address	8922 MCELROY RD, WAXHAW, NC 28173-9036
Document Number	0007563381
Book / Page	7563 / 381
Map Reference	MB 6 PG 124
Instrument Date	Jan 14, 2020
Instrument	0001523
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$440.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1362, WAXHAW, NC 28173-1014

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8922 MCELROY RD, WAXHAW, NC 28173-9036

Mortgage

Document Number	0000001524
Date	Jan 15, 2020
Instrument	0001524

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,300 (-) Land $221,700 Building $149,600	$371,300 (-) Land $221,700 Building $149,600
2025	$1,782.00 (+12.29%)	$371,300 (+47.34%) Land $221,700 Building $149,600	$371,300 (+47.34%) Land $221,700 Building $149,600
2023	$1,587.00	$252,000 Land $97,200 Building $154,800	$252,000 Land $97,200 Building $154,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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