Franklin County property record for 8921 Owenton Rd, Frankfort, KY 40601
| Property Type | Commercial |
|---|---|
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Nov 2023) |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | Nov 2013 Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 071-00-00-009.01 |
| Primary APN | 071-00-00-009.01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Exterior Material | Aluminum Siding |
|---|---|
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 60,984 sqft (1.4 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Gravel Driveway |
| Sewer | Connected |
|---|
| Account Number | 78955 |
|---|---|
| Street Address | 8921 OWENTON RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8722 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 1.4 AC |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | PEAKS MILL |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 70801 |
8921 Owenton Rd, a commercial property, is owned by an individual who bought it in November 2023.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8921 OWENTON RD, FRANKFORT, KY 40601-8722 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2013 | Deed of Trust, Mortgage FARMERS BANK & CAPITAL TRUST CO |
| Mar 10, 2021 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2023 · Amount on File |
| Deed Sale | Nov 14, 2023 · Amount on File |
| Deed Document Number | 2023757297 |
| Deed Book / Page | 624 / 351 |
| Prior Transfer Date | Mar 8, 2021 |
| Prior Transfer Doc | 000D601/27 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 8921 OWENTON RD, FRANKFORT, KY 40601-8722 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1301/608 |
|---|---|
| Date | Nov 26, 2013 |
| Book Page | M1301/608 |
| Instrument | 409885 |
| Name | FARMERS BANK & CAPITAL TRUST CO |
|---|---|
| Type | Non-Lending Institution |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount on Record |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Mar 10, 2021 |
| Property Address | 8921 OWENTON RD, FRANKFORT, KY 40601-8722 |
| Document Number | 000D601/27 |
| Book / Page | D601 / 27 |
| Map Reference | CAB E SL 607 |
| Instrument Date | Mar 8, 2021 |
| Instrument | 519491 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 530 OSAGE TRL, FRANKFORT, KY 40601-1726 |
The 2025 property tax bill for 8921 Owenton Rd was $958.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $958.00 | $80,000 Land $18,000 Building $62,000 | $80,000 Land $18,000 Building $62,000 |
| 2023 | $693.00 | $58,000 | $58,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8921 Owenton Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 16 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8921 Owenton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PEAKS MILL WATER DISTRICT serves 3,268 people · EPA ID KY0370346 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
4G LTE (outdoors only), no 5G reported
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