Lake County property record for 8921 Cramer Rd, Finland, MN 55603
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,408 sqft · built 1988 |
| Lot Size | 1.95 acres (84,942 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,778 (2026) |
| APN | 24-5906-22672 |
| Primary APN | 24-5906-22672 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Stories | 1 Story |
| Building Area | 1,408 sqft Gross Area |
| 1st Floor Area | 880 sqft |
| Utility Area | 612 sqft |
| Flooring | Plywood |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 84,942 sqft (1.95 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Deck Area | 280 sqft |
| Lean-To | 55 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 8921 CRAMER RD |
|---|---|
| City | FINLAND |
| State | MN |
| Zip | 55603-4400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THAT PART OF LOT 5 AS DESC IN DOC NO 157253 |
| Legal Range | 06W |
| Legal Township | 59N |
| Legal Section | 22 |
| Legal Lot Number | 5 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | LAKE NO. 1 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 370101 |
8921 Cramer Rd is owned and occupied by two individuals who acquired it in February 2005.
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX B, FINLAND, MN 55603-0418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 1, 2005 |
| Transfer Doc | 0000157253 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 8921 Cramer Rd was $1,778 with a homeowner's exemption, down 6.4% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,778.00 (-6.42%) Homeowner's exemption | $393,900 Land $148,700 Building $245,200 | $393,900 Land $148,700 Building $245,200 |
| 2025 | $1,900.00 | ||
| 2023 | $424,000 Land $112,900 Building $311,100 | $424,000 Land $112,900 Building $311,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 8921 Cramer Rd; there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8921 Cramer Rd is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 84% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zito Media Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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