8920 S Emerald Ave, Chicago, IL 60620 Property Records

Cook County property record for 8920 S Emerald Ave, Chicago, IL 60620

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1913
Lot Size	0.072 acres (3,150 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Jun 2023)
Tax Bill	$1,480 (2023)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-04-116-032`

Property Details

APN / Parcel Number

Primary APN	`25-04-116-032`
Alternative APN	`25-04-116-032-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1915
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,150 sqft (0.072 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	8920 S EMERALD AVE
City	CHICAGO
State	IL
Zip	60620-2634
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Range	14E
Legal Township	37N
Legal Section	04
Legal Subdivision	SOUTH ENGLEWOOD
Legal Block	24
Legal Lot Number	9
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2028
Census Tract	711500

Owner

Source: Cook County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8920 S EMERALD AVE, CHICAGO, IL 60620-2634
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Apr 27, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Apr 27, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2023 · Amount on Record
Deed Sale	Jun 15, 2023 · Amount on Record
Prior Sale	Apr 27, 2022 · Amount on Record
Deed Document Number	202312183
Prior Transfer Date	Mar 12, 2018
Prior Transfer Doc	0000008150
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 15, 2023
Property Address	8920 S EMERALD AVE, CHICAGO, IL 60620-2634
Document Number	0016612183
Instrument Date	Apr 21, 2023
Instrument	2316612183
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8920 S EMERALD AVE, CHICAGO, IL 60620-2634

Mortgage

Document Number	0016612184
Date	Jun 15, 2023
Instrument	2316612184

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2053

Interest

Rate Type	Fixed Rate
Rate	5.87%

Mortgage

Document Number	0016612185
Date	Jun 15, 2023
Instrument	2316612185

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2033

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 27, 2022
Property Address	8920 S EMERALD AVE, CHICAGO, IL 60620-2634
Document Number	0011701044
Instrument Date	Apr 25, 2022
Instrument	2211701044
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$95.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10419 S INDIANA AVE, CHICAGO, IL 60628-2820

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 27, 2022
Property Address	8920 S EMERALD AVE, CHICAGO, IL 60620-2634
Document Number	0011701022
Instrument Date	Apr 23, 2022
Instrument	2211701022
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6232 N PULASKI RD, CHICAGO, IL 60646-5132

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$14,001 (+100.04%) Land $2,993 Building $11,008	$140,010 (+100.04%) Land $29,930 Building $110,080
2023	$1,480.00 (+100.54%)
2022	$738.00 (-0.14%)	$6,999 (-) Land $2,362 Building $4,637	$69,990 (-) Land $23,620 Building $46,370
2021	$739.00	$6,999 Land $2,362 Building $4,637	$69,990 Land $23,620 Building $46,370

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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