8920 Ridge Trl, Sturgis, SD 57785 Property Records

Meade County property record for 8920 Ridge Trl, Sturgis, SD 57785

Property Summary

Property Type	Single Family Home
Details	4 bd · built 1987
Lot Size	1.27 acres (55,539 sqft)
Owner	Trust Name on File
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11.53.08.032`

Property Details

APN / Parcel Number

Primary APN	`11.53.08.032`

Interior

Bedrooms	4 Beds

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	55,539 sqft (1.27 acres)

Location & Zoning

Street Address	8920 RIDGE TRL
City	STURGIS
State	SD
Zip	57785-2807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	AUDITOR SPECIALS: BLUCKSBERG MTN III LOT 3B OF LOT 3 BLK 8 LESS S.15'
Legal Range	06
Legal Township	05
Legal Section	31
Legal Subdivision	BLUCKSBERG MTN
Legal Block	8
Legal Lot Number	3,3B
Jurisdiction	MEADE SD
Township / Civil Division	SOUTHWEST MEADE
Census Block Group	2
Census Block	2023
Census Tract	20302

Owner

8920 Ridge Trl is owner-occupied and held in a trust since July 2012.

Source: Meade County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	8920 RIDGE TRL, STURGIS, SD 57785-2807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2022	Deed of Trust, Mortgage · Line of Credit BLACK HILLS FCU
Apr 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 12, 2012
Transfer Doc	00813/1961
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	8920 RIDGE TRL, STURGIS, SD 57785-2807
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00970/1238
Date	Oct 31, 2022
Book Page	970/1238
Instrument	22007097

Lender

Name	BLACK HILLS FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 12, 2032

Interest

Rate Type	Fixed Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MEADE SD
Property Address	8920 RIDGE TRL, STURGIS, SD 57785-2807
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00962/1245
Date	Apr 26, 2022
Book Page	962/1245
Instrument	22002764

Lender

Name	FIRST INTERSTATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 19, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 8920 Ridge Trl was $4,428, up 11.1% from the year before.

Source: Meade County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Meade County
Unified School District	Meade School District 46-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,162 (+6.25%) Land $71,375 Building $382,787	$454,162 (+6.25%) Land $71,375 Building $382,787
2025	$4,428.00 (+11.09%) Additional exemption filed	$427,443 Land $60,811 Building $366,632	$427,443 Land $60,811 Building $366,632
2024	$3,986.00
2023		$358,402 Land $60,811 Building $297,591
2022	$3,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8920 Ridge Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective May 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8920 Ridge Trl is high, ranking above 77% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 88% of South Dakota
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUCKSBERG MOUNTAIN #2 private · serves 333 people · EPA ID SD4602366
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable	1,000 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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