8920 Arc Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 8920 Arc Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,032 sqft · built 1978
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$726,000 (Jun 2026)
Tax Bill	$7,471 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-412-008`

Property Details

APN / Parcel Number

Primary APN	`030-412-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	136 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	8920 ARCADE RD
City	ATASCADERO
State	CA
Zip	93422-5306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LSFX
Legal Description	CY ATAS EAGLET 1 & 2 LT 1R
Legal Subdivision	EAGLET 01
Legal Block	1
Legal Lot Number	1R
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1003
Census Tract	12503

Owner

Source: San Luis Obispo County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Grant Deed, Transfer · VA Mortgage GUARANTEED RATE
Nov 24, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC
Feb 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FUNDING SLC INC
Nov 9, 2018	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Nov 24, 2021 · Amount on Record
Deed Document Number	202620105
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 26, 2026
Property Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306
Document Number	0000020105
Instrument Date	Jun 18, 2026
Instrument	202620105
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,658.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306

Mortgage

Document Number	0000020106,
Date	Jun 26, 2026
Instrument	202620106

Lender

Name	GUARANTEED RATE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 24, 2021
Property Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306
Document Number	0000077953
Map Reference	MB 2 PG 56
Instrument Date	Nov 1, 2021
Instrument	2021077953
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306

Mortgage

Document Number	0000077954
Date	Nov 24, 2021
Instrument	2021077954

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306

Mortgage

Document Number	0000001268
Date	Jan 7, 2021
Instrument	2021001268

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006948
Date	Feb 28, 2019
Instrument	2019006948

Lender

Name	COASTAL FUNDING SLC INC
Type	Mortgage Company
Address	SAN LUIS OBISPO, CA 93401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	8920 ARCADE RD, ATASCADERO, CA 93422-5306
Document Number	0000047506
Instrument Date	Nov 9, 2018
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8920 ARCADE RD ATASCADERO CA 934225306, ATASCADERO, CA 93422-5306

Mortgage

Document Number	0000047506
Date	Nov 15, 2018
Instrument	47506

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$606,160 (+2%) Land $308,492 Building $297,668
2025	$7,471.00 (+5.91%)	$594,276 (+4.04%) Land $302,444 Building $291,832
2024	$7,054.00 (+0.04%)
2023	$7,051.00 (+2.52%)	$571,200 Land $290,700 Building $280,500
2022	$6,878.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1995–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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