892 West Rd, Ashby, MA 01431 Property Records

Middlesex County and Ashby Town property record for 892 West Rd, Ashby, MA 01431 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,393 sqft · built 1983
Lot Size	1.87 acres (81,457 sqft)
Owner	2 Individual Names on File
Last Sale	$162,900 (Mar 2001)
Tax Bill	$5,454 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ASHB M:002.0 B:0008 L:0006.0`

Property Details

APN / Parcel Number

Primary APN	`ASHB M:002.0 B:0008 L:0006.0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,393 sqft Living Area
1st Floor Area	875 sqft
Basement Area	875 sqft
Unfinished Basement	875 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	81,457 sqft (1.87 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	892 WEST RD
City	ASHBY
State	MA
Zip	01431-1745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8
Legal Lot Number	6.0
Jurisdiction	ASHBY MA
Township / Civil Division	ASHBY
Census Block Group	1
Census Block	1014
Census Tract	300100

Owner

Source: Middlesex County and Ashby Town records · APN ASHB M:002.0 B:0008 L:0006.0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	892 WEST RD, ASHBY, MA 01431-1745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) I-C FCU
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit I-C FCU
Mar 03, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2001 · Amount on Record
Deed Sale	Mar 28, 2001 · Amount on Record
Prior Sale	Jun 04, 1998 · Amount on Record
Record Updated	Jun 08, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	892 WEST RD, ASHBY, MA 01431-1745
Transaction Type	Mortgage
Record Updated	Dec 08, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	082216-186
Date	Nov 16, 2023
Book Page	82216/186
Instrument	131218

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2038

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	892 WEST RD, ASHBY, MA 01431-1745
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77509-228
Date	Apr 14, 2021
Book Page	77509/228
Instrument	83893

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2046

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHBY MA
Property Address	892 WEST RD, ASHBY, MA 01431-1745
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74224-445
Date	Mar 03, 2020
Book Page	74224/445
Instrument	31932

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2035

Tax Assessment & Valuation

Source: Middlesex County and Ashby Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashby Town
Unified School District	North Middlesex School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,454.00 (+2.44%)	$358,100 (+4.46%) Land $67,300 Building $290,800
2024	$5,324.00 (+12.27%)	$342,800 (+18.7%) Land $64,900 Building $277,900
2023	$4,742.00	$288,800 Land $60,100 Building $228,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173001001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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