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892 W River Rd N, Elyria, OH 44035 Property Records

Lorain County property record for 892 W River Rd N, Elyria, OH 44035 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1968
Square Footage862 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$64,900 (1998)
Tax Bill$1,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-24-050-107-005

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area862 sqft Living Area
Gross Area1,142 sqft Gross Area
1st Floor862 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1968
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area6,098 sqft (0.14 acres)
Depth X Width75 ft x 160 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area280 sqft Garage
Patio Area741 sqft Patio

Utilities and HVAC

Cooling SystemNone Cooling
Heating SystemBaseboard Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address892 W RIVER RD N
CityELYRIA
StateOH
Zip44035-3582
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMENDELSON 160.06 X 99.52 9/22/15 TOD 2015-0560307
Legal SubdivisionMENDELSON
Legal Tract24
Legal Block107
Legal Lot Number154-1
JurisdictionLORAIN OH
Minor Civil DivisionELYRIA
Census Blockgroup1
Census Block1008
Census Tract70500

Owner

Source: Lorain County records · APN 06-24-050-107-005

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address892 W RIVER RD N, ELYRIA, OH 44035-3582
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 04, 2021Deed of Trust, Mortgage
FIFTH THIRD BANK NA
Oct 29, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Nov 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 29, 1998 · Amount on Record
Deed SaleJun 29, 1998 · Amount on Record
Deed Doc Number1998546619
Last Transfer DateMay 28, 2002
Transfer Doc0000834489
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address892 W RIVER RD N, ELYRIA, OH 44035-3582
Transaction TypeMortgage
Record UpdatedMar 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000847873
DateNov 04, 2021
Instrument2021-0847873
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressCINCINNATI, OH 45263
Agreement
AmountAmount Recorded
Term118 Months
DueSep 01, 2031

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address892 W RIVER RD N, ELYRIA, OH 44035-3582
Transaction TypeMortgage
Record UpdatedMar 23, 2026
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 W RIVER N RD, ELYRIA, OH 44035-3582

Mortgage

Document Number0000073277
DateOct 29, 2025
Instrument2025-0073277
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 25, 2055

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address892 W RIVER RD N, ELYRIA, OH 44035-3582
Document Number0000655704
Instrument DateNov 20, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address892 W RIVER RD N ELYRIA OH 440353582, ELYRIA, OH 44035-3582

Mortgage

Document Number0000655704
DateDec 20, 2017
Instrument655704
Lender
NameFIFTH THIRD BK
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueDec 19, 2027

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityElyria City
Unified School DistrictElyria City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,240.00 (+9.35%) Homeowner's exemption$26,330 (+0.01%) Land $6,920 Building $19,410$75,220 (-) Land $19,770 Building $55,450
2024$26,327 (+26.54%) Land $6,920 Building $19,408$75,220 (+26.55%) Land $19,770 Building $55,450
2023$1,134.00 (+0.44%)$20,805 (-0.02%) Land $5,618 Building $15,187$59,440 (-) Land $16,050 Building $43,390
2022$1,129.00$20,810 Land $5,620 Building $15,190
2021$59,440 Land $16,050 Building $43,390

Flood & Wildfire

892 W River Rd N is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Lorain County (39093C), updated May 25, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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