Olmsted County property record for 892 Towne Dr NE, Byron, MN 55920
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,442 sqft · built 2013 |
| Lot Size | 0.222 acres (9,670 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $324,000 (Aug 2019) |
| Tax Bill | $7,068 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 75.34.24.074882 |
| Primary APN | 75.34.24.074882 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,442 sqft Living Area |
| 1st Floor Area | 1,442 sqft |
| Basement Area | 1,442 sqft |
| Finished Basement | 1,154 sqft |
| Unfinished Basement | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 9,670 sqft (0.222 acres) |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 892 TOWNE DR NE |
|---|---|
| City | BYRON |
| State | MN |
| Zip | 55920-3003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-34 TWP-107 RANGE-015 BYRON TOWNE VILLAGE 2ND ADD LOT-002 BLOCK-004 LOT 2 BLK 4 |
| Legal Range | 15 |
| Legal Township | 107 |
| Legal Section | 34 |
| Legal Subdivision | BYRON TOWNE VILLAGE 2ND ADD |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | OLMSTED MN |
| Township / Civil Division | BYRON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 1901 |
892 Towne Dr NE is owned and occupied by two individuals who bought it in August 2019.
Source: Olmsted County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 892 TOWNE DR NE, BYRON, MN 55920-3003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2019 | Deed of Trust, Mortgage · Commercial Mortgage MERCHANTS BANK NA |
| Aug 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on File |
| Deed Sale | Aug 21, 2019 · Amount on File |
| Prior Sale | Aug 12, 2013 · Amount on File |
| Deed Document Number | 20191479448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLMSTED MN |
| Property Address | 892 TOWNE DR NE, BYRON, MN 55920-3003 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2021 |
| Name | Verified Name |
|---|
| Document Number | A1477264 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | A-1477264 |
| Name | MERCHANTS BANK NA |
|---|---|
| Type | Bank |
| Address | ROCHESTER, MN 55902 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLMSTED MN |
| Recording Date | Aug 21, 2019 |
| Property Address | 892 TOWNE DR NE, BYRON, MN 55920-3003 |
| Document Number | A1479448 |
| Instrument Date | Aug 20, 2019 |
| Instrument | A-1479448 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,069.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 892 TOWNE DR NE, BYRON, MN 55920-3003 |
| Document Number | A1479449 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | A-1479449 |
| Name | AMERICAN MORTGAGE & EQUITY CONSULTA |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 892 Towne Dr NE was $7,068 with a homeowner's exemption.
Source: Olmsted County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| Municipality | Byron City |
| County | Olmsted County |
| Unified School District | Byron Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,068.00 Homeowner's exemption | ||
| 2025 | $425,200 Land $58,900 Building $366,300 | $432,800 Land $60,000 Building $372,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 892 Towne Dr NE in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 892 Towne Dr NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Byron serves 6,809 people · EPA ID MN1550001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Minnesota WiFi Fixed Wireless | 150 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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