892 The Circle Dr, Lewiston, NY 14092 Property Records

Niagara County and Lewiston Town property record for 892 The Circle Dr, Lewiston, NY 14092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,614 sqft · built 1954
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$247,000 (Feb 2024)
Tax Bill	$4,628 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`292489 102.13-1-40`

Property Details

APN / Parcel Number

Primary APN	`292489 102.13-1-40`
Alternative APN	`24891020130001040000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,614 sqft Living Area
1st Floor Area	1,614 sqft
Game Room	Game Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	290 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	525 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	892 THE CIRCLE DR
City	LEWISTON
State	NY
Zip	14092-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RUMSEY RIDGE SUB 524329
Legal Block	1
Legal Lot Number	40.000
Jurisdiction	NIAGARA NY
Township / Civil Division	LEWISTON
Census Block Group	2
Census Block	2009
Census Tract	24404

Owner

Source: Niagara County and Lewiston Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	892 THE CIRCLE DR, LEWISTON, NY 14092-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Oct 22, 2020	Warranty Deed, Transfer NOT AVAILABLE
Oct 14, 2020	Grant Deed, Transfer NOT AVAILABLE
Dec 16, 2019	Loan Modification, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	Oct 4, 2007 · Amount on Record
Deed Document Number	20242386
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	892 THE CIRCLE DR, LEWISTON, NY 14092-2045
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 THE CIRCLE DR, LEWISTON, NY 14092-2045

Mortgage

Document Number	0000005774
Date	Oct 16, 2025
Instrument	2025-15774

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Feb 1, 2054

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NIAGARA NY
Recording Date	Oct 22, 2020
Property Address	892 THE CIRCLE DR, LEWISTON, NY 14092-2045
Document Number	0000017350
Instrument Date	Oct 15, 2020
Instrument	17350
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34-32 12ST ASTORIA NY 11106, ASTORIA, NY 11106

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NIAGARA NY
Recording Date	Oct 14, 2020
Property Address	892 THE CIRCLE DR, LEWISTON, NY 14092-2045
Document Number	0000016715
Instrument Date	Oct 8, 2020
Instrument	16715
Transaction Type	Transfer
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 W 28TH ST NEW YORK NY 100016125, NEW YORK, NY 10001-6125

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NIAGARA NY
Property Address	892 THE CIRCLE DR, LEWISTON, NY 14092-2045
Document Number	0000004779
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	BAC HOME RETENTION RECORDING, BAC HM RETENTION RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 THE CIRCLE DR LEWISTON NY 140922045, LEWISTON, NY 14092-2045

Mortgage

Document Number	0000004779
Date	Mar 18, 2020
Instrument	4779

Lender

Name	BANK OF AMERICA
Type	Bank
Address	DENVER, CO 80249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	468 Months
Due	Mar 17, 2059

Interest

Rate Type	Adjustable Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Lewiston Town
Unified School District	Lewiston-Porter Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,628.00 (+2.89%)
2025	$4,498.00	$100,300 (-) Land $24,600 Building $75,700	$250,800 (+15.02%) Land $61,512 Building $189,288
2023		$100,300 Land $24,600 Building $75,700	$218,043 Land $53,478 Building $164,565

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEWISTON WATER IMPROVEMENTAREA serves 16,257 people · EPA ID NY3100561
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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