892 Terrapin Dr, Debary, FL 32713 Property Records

Volusia County property record for 892 Terrapin Dr, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,058 sqft · built 2022
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Trust Names on File
Last Sale	$422,560 (Apr 2022)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9008-03-00-1600`

Property Details

APN / Parcel Number

Primary APN	`9008-03-00-1600`
Alternative APNs	`08193003001600` `8012217`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,058 sqft Living Area
Gross Area	3,478 sqft
1st Floor Area	1,926 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Concrete Block/Stucco
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8012217
Street Address	892 TERRAPIN DR
City	DEBARY
State	FL
Zip	32713-0113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8-19-30 LOT 160 RIVINGTON PHASE 1B MB 62 PGS 61-65 INC PER OR 8097 PG 2340 PER OR 8230 PG 1900
Legal Range	30E
Legal Township	19S
Legal Section	08
Legal Subdivision	RIVINGTON PHASE 1B MB
Legal Phase	1B
Legal Lot Number	160
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	1
Census Block	1015
Census Tract	90904

Owner

892 Terrapin Dr is owner-occupied and held in a trust since April 2022.

Source: Volusia County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	892 TERRAPIN DR, DEBARY, FL 32713-0113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on File
Deed Sale	Apr 1, 2022 · Amount on File
Deed Document Number	202276564
Deed Book / Page	8230 / 1900
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Apr 1, 2022
Property Address	892 TERRAPIN DR, DEBARY, FL 32713-0113
Document Number	0082301900
Book / Page	8230 / 1900
Map Reference	MB 62 PG 61
Instrument Date	Mar 31, 2022
Instrument	2022076564
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 11, 2024
Title Company	M/I TITLE AGENCY LIMITED LC, M I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,958.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 INTERNATIONAL PKWY STE 470, 470, LAKE MARY, FL 32746-5054

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 TERRAPIN DR, DEBARY, FL 32713-0113

Mortgage

Document Number	0082301902
Date	Apr 1, 2022
Instrument	8230/1902

Lender

Name	M/I FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 892 Terrapin Dr was $2,964 with a veteran's exemption, down 69.4% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,365 (-9.61%) Land $65,000 Building $389,365	$454,365 (-10.21%) Land $65,000 Building $389,365
2025	$2,964.00 (-69.39%) Veteran's exemption	$502,671	$506,015 Land $70,000 Building $436,015
2024	$9,682.00 (+2.25%)
2023	$9,469.00 (+209.14%)	$439,739 (+993.61%) Land $68,000 Building $371,739	$439,739 (+993.61%) Land $68,000 Building $371,739
2022	$3,063.00	$40,210 Land $40,210	$40,210 Land $40,210

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 892 Terrapin Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	20 (1992–2024)
Claims Outside the SFHA	13 of 20
Most Recent Claim	Nov 2024 · river or lake flooding
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Tropical Storm Fay, Aug 2008 · 7 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 892 Terrapin Dr is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20