Hardin County property record for 892 Shelton Rd, Radcliff, KY 40160
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.01 acres (44,301 sqft) |
| Owner | Individual Name on File |
| Last Sale | $376,000 (Dec 2025) |
| Tax Bill | $2,231 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jul 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 161-20-00-034.08 |
| Primary APN | 161-20-00-034.08 |
|---|
| Lot Area | 44,301 sqft (1.01 acres) |
|---|
| Street Address | 892 SHELTON RD |
|---|---|
| City | RADCLIFF |
| State | KY |
| Zip | 40160-9791 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BAILEY LT 1E |
| Legal Subdivision | BAILEY |
| Legal Lot Number | 1E |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 902 |
892 Shelton Rd is owned and occupied by an individual who bought it in December 2025.
Source: Hardin County records, as of January 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ABOUND FCU |
| Jul 1, 2020 | Deed of Trust, Mortgage · Line of Credit ABOUND FCU |
| May 4, 2022 | Deed of Trust, Mortgage · Line of Credit ABOUND FCU |
| Dec 12, 2025 | Deed, Transfer · FHA Mortgage JPMORGAN CHASE BANK NA |
| Dec 20, 2017 | Deed, Subdivision Related Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2025 · Amount on File |
| Deed Sale | Dec 12, 2025 · Amount on File |
| Prior Sale | Dec 20, 2017 · Amount on File |
| Deed Document Number | 0001594552 |
| Deed Book / Page | 1594 / 552 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002303/624 |
|---|---|
| Date | Mar 17, 2020 |
| Book Page | 2303/624 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002320/168 |
|---|---|
| Date | Jul 1, 2020 |
| Book Page | 2320/168 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Jun 29, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02439/1381 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 2439/1381 |
| Name | ABOUND FCU |
|---|---|
| Type | Credit Union |
| Address | RADCLIFF, KY 40159 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Apr 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 12, 2025 |
| Property Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Document Number | 001594/552 |
| Book / Page | 1594 / 552 |
| Map Reference | CAB 1 SH 5554 |
| Instrument Date | Dec 12, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $376.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 130, CLEVELAND, GA 30528-0003 |
| Name | Verified Name |
|---|---|
| Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Document Number | 0002593808 |
|---|---|
| Date | Dec 12, 2025 |
| Instrument | 2593/808 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Dec 20, 2017 |
| Property Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Document Number | 01450/0132 |
| Book / Page | 1450 / 0132 |
| Map Reference | PL CAB 1 SH 5554 |
| Instrument Date | Dec 19, 2017 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 31, 2025 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 892 SHELTON RD, RADCLIFF, KY 40160-9791 |
| Document Number | 002219/962 |
|---|---|
| Date | Dec 20, 2017 |
| Book Page | 2219/962 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 892 Shelton Rd was $2,231.
Source: Hardin County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Radcliff City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,231.00 | $238,500 Land $25,700 Building $212,800 | $238,500 Land $25,700 Building $212,800 |
| 2023 | $238,500 (+16.97%) Land $25,700 Building $212,800 | $238,500 (+16.97%) Land $25,700 Building $212,800 | |
| 2022 | $203,900 Land $25,700 Building $178,200 | $203,900 Land $25,700 Building $178,200 | |
| 2021 | $1,945.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 892 Shelton Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 892 Shelton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 92% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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