892 Roye Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 892 Roye Rd, Pontotoc, MS 38863

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,428 sqft · built 1997
Lot Size1.52 acres (66,211 sqft)
Owner2 Individual Names on Record
Tax Bill$983 (2025)
Deeds & MortgagesSep 2023 Mortgage
Jun 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN164-18-000-009.06

Property Details

APN / Parcel Number

Primary APN164-18-000-009.06
Alternative APN
  • 15891

Interior

Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,428 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area66,211 sqft (1.52 acres)
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number15891
Street Address892 ROYE RD
CityPONTOTOC
StateMS
Zip38863-7012
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1.52 AC NW1/4 NE/14 SE1/4 648-617 9/16/96 20122768 6/26/12 542 5050
JurisdictionPONTOTOC MS
Township / Civil Division5
Census Block Group3
Census Block3037
Census Tract950400

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address892 ROYE RD, PONTOTOC, MS 38863-7012
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2023Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK
Jun 11, 2021Deed of Trust, Mortgage · Line of Credit
RENASANT BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address892 ROYE RD, PONTOTOC, MS 38863-7012
Transaction TypeMortgage
Record UpdatedOct 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 ROYE RD, PONTOTOC, MS 38863-7012

Mortgage

Document Number2023004053
DateSep 26, 2023
Instrument2023004053
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPONTOTOC MS
Property Address892 ROYE RD, PONTOTOC, MS 38863-7012
Transaction TypeMortgage
Record UpdatedOct 8, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 ROYE RD, PONTOTOC, MS 38863-7012

Mortgage

Document Number2021002476
DateJun 11, 2021
Instrument2021002476
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJun 25, 2031
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyPontotoc County
Unified School DistrictPontotoc County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$983.00 Homeowner's exemption$7,690 (-)$76,245 (-) Land $5,950 Building $70,295
2023$983.00 Homeowner's exemption$7,690$76,245 Land $5,950 Building $70,295

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 70% of Mississippi
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
C Spire Wireless
Fixed Wireless
100 / 20

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Roye Rd

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