Polk County property record for 892 Reflections Loop E, Winter Haven, FL 33884 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2002 |
| Square Footage | 1,537 sqft Living Area |
| Lot Size | 7,706 sqft (0.177 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $33,100 (2018) |
| Tax Bill | $2,743.00 (2025) |
| Primary APN | 26-29-12-687517-001080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,537 sqft Living Area |
| Gross Area | 1,937 sqft Gross Area |
| 1st Floor | 1,537 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 7,706 sqft (0.177 acres) |
| Depth X Width | 110 ft x 70 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 400 sqft Garage |
| Pool House | Pool House |
| Porch Area | 50 sqft Porch |
| Street Address | 892 REFLECTIONS LOOP E |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3567 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | REFLECTIONS EAST ADDITION PB 110 PGS 44 THRU 46 LOT 108 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 12 |
| Legal Subdivision | REFLECTIONS EAST ADDITION |
| Legal Tract | 687517 |
| Legal Block | 2 |
| Legal Lot Number | 108 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 14006 |
Source: Polk County records · APN 26-29-12-687517-001080
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 892 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 08, 2019 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Dec 14, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 14, 2018 · Amount on Record |
| Deed Sale | Dec 14, 2018 · Amount on Record |
| Prior Sale | Nov 21, 2001 · Amount on Record |
| Deed Doc Number | 2018258951 |
| Deed Book / Page | 10697 / 1490 |
| Transfer Doc | 0048550789 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 892 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567 |
| Document Number | 0108120229 |
| Instrument Date | Apr 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 01, 2019 |
| Title Company | UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 892 REFLECTIONS LOOP E WINTER HAVEN FL 338843567, WINTER HAVEN, FL 33884-3567 |
| Document Number | 0108120229 |
|---|---|
| Date | Apr 16, 2019 |
| Book Page | 010812/000229 |
| Instrument | 77594 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33884 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 15, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 14, 2018 |
| Property Address | 892 REFLECTIONS LOOP E, WINTER HAVEN, FL 33884-3567 |
| Document Number | 0106971490 |
| Book / Page | 010697 / 001490 |
| Instrument Date | Dec 12, 2018 |
| Instrument | 258951 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $231.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 892 REFLECTIONS LOOP E WINTER HAVEN FL 338843567, WINTER HAVEN, FL 33884-3567 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,743.00 (+3.35%) Homeowner's exemption | $190,146 (+5.99%) | $260,630 (-1.1%) Land $39,000 Building $221,630 |
| 2024 | $2,654.00 (+2.91%) | ||
| 2023 | $2,579.00 (+32.66%) Homeowner's exemption | $179,405 (+23.77%) | $263,516 (+22.94%) Land $38,000 Building $225,516 |
| 2022 | $1,944.00 Homeowner's exemption | $144,956 | $214,342 Land $32,000 Building $182,342 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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