West Warwick Town property record for 892 Providence St, West Warwick, RI 02893
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,651 sqft · built 1965 |
| Lot Size | 0.276 acres (12,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $550,000 (Mar 2025) |
| Tax Bill | $7,522 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-0232-35 |
| Primary APN | 12-0232-35 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,651 sqft Living Area |
| Gross Area | 4,814 sqft |
| Basement Area | 1,920 sqft |
| Unfinished Basement | 1,920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,001 sqft (0.276 acres) |
| Garage Type | Detached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 12-0232-35 |
|---|---|
| Street Address | 892 PROVIDENCE ST |
| City | WEST WARWICK |
| State | RI |
| Zip | 02893-1138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Jurisdiction | WEST WARWICK RI |
| Township / Civil Division | WEST WARWICK |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 20500 |
892 Providence St is owned and occupied by an individual who bought it in March 2025.
Source: West Warwick Town records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 892 PROVIDENCE ST, WEST WARWICK, RI 02893-1138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Oct 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK |
| May 12, 2021 | Deed of Trust, Mortgage · Balloon Mortgage BAYCOAST BANK |
| May 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAYCOAST MTG CO LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on File |
| Deed Sale | Mar 17, 2025 · Amount on File |
| Prior Sale | Feb 17, 2015 · Amount on File |
| Deed Document Number | 20252490918 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Recording Date | Aug 13, 2026 |
| Property Address | 892 PROVIDENCE ST, WEST WARWICK, RI 02893-1138 |
| Document Number | 0024913010 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 20262491-3010 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 892 PROVIDENCE ST, WEST WARWICK, RI 02893-1138 |
| Document Number | 0024913010, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 20262491-3010 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 892 PROVIDENCE ST, WEST WARWICK, RI 02893-1138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0024874965 |
|---|---|
| Date | Oct 31, 2022 |
| Instrument | 2487-4965 |
| Name | BAYCOAST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 892 PROVIDENCE ST, WEST WARWICK, RI 02893-1138 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0024863080 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2486-3080 |
| Name | BAYCOAST BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEST WARWICK RI |
| Property Address | 892 PROVIDENCE ST, WEST WARWICK, RI 02893-1138 |
| Document Number | 0024852134 |
| Instrument Date | May 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 892 PROVIDENCE ST WEST WARWICK RI 028931138, WEST WARWICK, RI 02893-1138 |
| Document Number | 0024852134 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 24852134 |
| Name | BAYCOAST MTG CO LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 19, 2035 |
The 2025 property tax bill for 892 Providence St was $7,522.
Source: West Warwick Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | West Warwick Town |
| Unified School District | West Warwick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,522.00 | $526,400 Land $120,500 Building $405,900 | $509,485 |
| 2023 | $7,090.00 | $387,000 Land $89,800 Building $297,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 892 Providence St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 61 (1979–2024) |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 892 Providence St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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