Bedford County property record for 892 Point Rd, Bedford, PA 15522
| Property Type | Rural Home |
|---|---|
| Details | 2,705 sqft · built 2004 |
| Lot Size | 50.3 acres (2,191,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (May 2003) |
| Tax Bill | $18,404 (2026) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | D.08-0.00-271 |
| Primary APN | D.08-0.00-271 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,705 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 2,191,504 sqft (50.3 acres) |
| Garage Type | Attached |
| Shed | 1 Shed |
| Street Address | 892 POINT RD |
|---|---|
| City | BEDFORD |
| State | PA |
| Zip | 15522-6928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | OFF OF D8-145 |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | NAPIER |
| Census Block Group | 1 |
| Census Block | 1073 |
| Census Tract | 960900 |
892 Point Rd, a rural home, is owned and occupied by two individuals who bought it in May 2003.
Source: Bedford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 892 POINT RD, BEDFORD, PA 15522-6928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2003 · Amount on File |
| Deed Sale | May 27, 2003 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | 892 POINT RD, BEDFORD, PA 15522-6928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/2978 |
|---|---|
| Date | Jun 26, 2020 |
| Book Page | 2020/2978 |
| Instrument | 2020-002978 |
| Name | E MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHERRY HILL, NJ 08002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2026 property tax bill for 892 Point Rd was $18,404.
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | Napier Township |
| Unified School District | Chestnut Ridge School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,404.00 | $303,100 Land $77,900 Building $225,200 | $303,100 (-) Land $77,900 Building $225,200 |
| 2025 | $303,100 Land $77,900 Building $225,200 | ||
| 2023 | $4,083.00 Additional exemption filed | $303,100 Land $77,900 Building $225,200 | |
| 2012 | $303,100 Land $77,900 Building $225,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 892 Point Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 10 (1993–2010) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Dec 2010 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 892 Point Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 91% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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