San Diego County property record for 892 Overlook Cir, San Marcos, CA 92078
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,118 sqft · built 1994 |
| Lot Size | 0.164 acres (7,134 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $775,000 (Jan 2022) |
| Tax Bill | $10,079 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 221-712-17-00 |
| Primary APN | 221-712-17-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,118 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,134 sqft (0.164 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 892 OVERLOOK CIR |
|---|---|
| City | SAN MARCOS |
| State | CA |
| Zip | 92078-7900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPA |
| Legal Description | LOT 37 TR 012894 |
| Legal Subdivision | SAN MARCOS THE QUORUM |
| Legal Tract | 012894 |
| Legal Block | 2 |
| Legal Lot Number | 37 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20026 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 892 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit STEWART TITLE |
| Jan 20, 2022 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 20, 2022 · Amount on Record |
| Deed Sale | Jan 20, 2022 · Amount on Record |
| Prior Sale | Nov 4, 1993 · Amount on Record |
| Deed Document Number | 202230203 |
| Prior Transfer Date | Aug 16, 2016 |
| Prior Transfer Doc | 0000446005 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 1, 2026 |
| Property Address | 892 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000087785 |
| Instrument Date | Mar 25, 2026 |
| Instrument | 202687785 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 892 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000087785, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202687785 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Mar 24, 2051 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 20, 2022 |
| Property Address | 892 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000030203 |
| Map Reference | MAP 12894 |
| Instrument Date | Nov 24, 2021 |
| Instrument | 2022-0030203 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 892 OVERLOOK CIR, SAN MARCOS, CA 92078-7900 |
| Document Number | 0000030204 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022-0030204 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | San Marcos City |
| Unified School District | San Marcos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $881,724 (+4.66%) Land $541,216 Building $340,508 | |
| 2025 | $10,079.00 (+7.79%) Homeowner's exemption | $842,436 (+6.57%) Land $530,604 Building $311,832 |
| 2024 | $9,351.00 (+1.85%) | |
| 2023 | $9,181.00 (+118.8%) Homeowner's exemption | $790,500 Land $510,000 Building $280,500 |
| 2022 | $4,196.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1993–2005) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2005 · Severe Storms, Flooding, Debris Flows, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VALLECITOS WD serves 114,700 people · EPA ID CA3710002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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