892 Olive Conch St, Ruskin, FL 33570 Property Records

Hillsborough County property record for 892 Olive Conch St, Ruskin, FL 33570

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,451 sqft · built 2021
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Last Sale$221,100 (Mar 2021)
Tax Bill$7,721 (2025)
Deeds & MortgagesJun 2021 Mortgage
Mar 2021 Sale
+ 1 more
Flood ZoneZone AE (high risk)
APN056362-1322

Property Details

APN / Parcel Number

Primary APN056362-1322
Alternative APN
  • U063219C07000000001560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,451 sqft Living Area
Gross Area1,928 sqft
1st Floor Area1,451 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2023
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions125 ft deep x 40 ft wide
Garage TypeAttached
Garage Area380 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0563621322
Street Address892 OLIVE CONCH ST
CityRUSKIN
StateFL
Zip33570-2087
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionSHELL COVE PHASE 1 LOT 156
Legal Range19E
Legal Township32S
Legal Section06
Legal SubdivisionSHELL COVE PHASE 1
Legal Phase1
Legal Lot Number156
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionRUSKIN
Census Block Group1
Census Block1019
Census Tract14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address5506 MADRIGAL WAY, APOLLO BEACH, FL 33572-2757
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 12, 2021Special Warranty Deed, Transfer
LENNAR TITLE INC
Mar 12, 2021Special Warranty Deed, Subdivision Related Transfer
LENNAR TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021 · Amount on Record
Deed SaleMar 12, 2021 · Amount on Record
Deed Document Number2021124088
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address892 OLIVE CONCH ST, RUSKIN, FL 33570-2087
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address6408 MAYRA SHORES LN, APOLLO BEACH, FL 33572-3073

Mortgage

Document Number0000293472
DateJun 11, 2021
Instrument2021293472
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 12, 2021
Property Address892 OLIVE CONCH ST, RUSKIN, FL 33570-2087
Document Number2021124088
Map ReferenceMB 137 PG 58
Instrument DateMar 5, 2021
Instrument2021124088
Transaction TypeTransfer
Record UpdatedMar 29, 2021
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$1,547.70
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address4500 W CYPRESS ST # 200, 4500, TAMPA, FL 33607-4009

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 OLIVE CONCH ST, RUSKIN, FL 33570-2087

March 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 12, 2021
Property Address892 OLIVE CONCH ST, RUSKIN, FL 33570-2087
Document Number0000124088
Map ReferenceMB 137 PG 58
Instrument DateMar 5, 2021
Instrument2021124088
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 7, 2023
Title CompanyLENNAR TITLE INC

Transaction

AmountAmount Recorded
Tax$1,547.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4500 W CYPRESS ST # 200, 4500, TAMPA, FL 33607-4009

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 OLIVE CONCH ST, RUSKIN, FL 33570-2087

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$221,724 (-8.26%) Land $65,148 Building $156,576$221,724 (-8.26%) Land $65,148 Building $156,576
2025$7,721.00 (+13.59%)$241,687 (+5.58%) Land $65,148 Building $176,539$241,687 (+5.58%) Land $65,148 Building $176,539
2023$6,797.00 (+0.19%)$228,915 (-1.23%) Land $59,225 Building $169,690$228,915 (-1.23%) Land $59,225 Building $169,690
2022$6,784.00$231,762 Land $47,380 Building $184,382$231,762 Land $47,380 Building $184,382

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 241 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies241 in force
Nearby Flood Claims85 (1982–2024)
Claims Outside the SFHA8 of 85
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 25 claims
  • Tropical Storm Josephine, Oct 1996 · 6 claims
  • Hurricane Elena, Aug 1985 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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