892 N Smith Rd, Eaton Rapids, MI 48827 Property Records

Eaton County property record for 892 N Smith Rd, Eaton Rapids, MI 48827

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1970
Lot Size	4.97 acres (216,493 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Apr 2010 Line of Credit Dec 2007 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`12001110002500`

Property Details

APN / Parcel Number

Primary APN	`12001110002500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	216,493 sqft (4.97 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	892 N SMITH RD
City	EATON RAPIDS
State	MI
Zip	48827-9333
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LA
Legal Description	S 1/2 OF NW 1/4 OF NW 1/4 OF NW 1/4. SEC. 11, T2N,R3W, EATON RAPIDS TOWNSHIP
Legal Range	03W
Legal Township	02N
Legal Section	11
Jurisdiction	EATON MI
Township / Civil Division	EATON RAPIDS
Census Block Group	2
Census Block	2013
Census Tract	21201

Owner

Source: Eaton County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14500 MCCLELLAN RD, SPRINGPORT, MI 49284-9746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2010	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 17, 2007	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	892 N SMITH RD, EATON RAPIDS, MI 48827-9333
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02278/0741
Date	Apr 23, 2010
Book Page	2278/0741

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	892 N SMITH RD, EATON RAPIDS, MI 48827-9333
Transaction Type	Mortgage
Record Updated	Jun 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02155/1003
Date	Dec 17, 2007
Book Page	2155/1003

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
County Subdivision	Eaton Rapids Township
Unified School District	Eaton Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,200 (+3.85%)	$129,396 (-4.29%) Land $47,865 Building $81,531
2025	$2,562.00 (+15.04%)
2023		$67,600	$135,200
2022	$2,227.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (1982–2018)
Claims Outside the SFHA	1 of 11
Most Recent Claim	May 2018 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50

May also be available: Mercury Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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