Macon County property record for 892 N 4th St, Highlands, NC 28741
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,826 sqft · built 1895 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,882 (2023) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7540431643 |
| Primary APN | 7540431643 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 2,826 sqft Heated Area |
| 1st Floor Area | 1,731 sqft |
| Upper Floors Area | 1,095 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 34,412 sqft (0.79 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 279 sqft |
| Deck Area | 128 sqft |
| Patio Area | 542 sqft |
| Utility Building | 240 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Account Number | 110369 |
|---|---|
| Street Address | 892 N 4TH ST |
| City | HIGHLANDS |
| State | NC |
| Zip | 28741-9460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HB4 |
| Legal Description | TR 2 N 4TH STREET SPLIT PINE CREST |
| Legal Subdivision | PINE CREST |
| Legal Tract | 2 |
| Jurisdiction | MACON NC |
| Township / Civil Division | HIGHLANDS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970501 |
Source: Macon County records, as of October 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 307 WYNSWEPT PT, SENECA, SC 29672-7084 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Jan 29, 2020 |
| Property Address | 892 N 4TH ST, HIGHLANDS, NC 28741-9460 |
| Document Number | 00S39/0564 |
| Book / Page | S-39 / 0564 |
| Map Reference | CARD 10720 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 2020000649 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 BATTERY PARK AVE # AVE302, 21, ASHEVILLE, NC 28801-2760 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1470, HIGHLANDS, NC 28741-1470 |
| Document Number | 2020000650 |
|---|---|
| Date | Jan 29, 2020 |
| Instrument | 2020000650 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Municipality | Highlands Town |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,220,140 (+0.35%) Land $586,580 Building $633,560 | $1,220,140 (+0.35%) Land $586,580 Building $633,560 | |
| 2023 | $4,882.00 | $1,215,840 Land $586,580 Building $629,260 | $1,215,840 Land $586,580 Building $629,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2003–2004) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF HIGHLANDS serves 6,614 people · EPA ID NC0157015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 2,500 / 2,500 |
| Vyve Broadband Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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