892 Maple Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 892 Maple Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	1,736 sqft · built 1939
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Jun 2008)
Tax Bill	$9,829 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`49-00303-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`49-00303-0000-00008`
Alternative APNs	`4900023000000034` `490030300008`

Interior

Stories	2 Stories
Building Area	1,736 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4900023000000034
Street Address	892 MAPLE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1139
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	50X100
Legal Subdivision	PALISADES PARK
Legal Block	303
Legal Lot Number	8
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	1
Census Block	1005
Census Tract	45200

Owner

Source: Bergen County and Ridgefield Borough records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	892 MAPLE AVE, RIDGEFIELD, NJ 07657-1139
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 15, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jan 22, 2019	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2008 · Amount on Record
Deed Sale	Jun 5, 2008 · Amount on Record
Deed Document Number	200853334
Deed Book / Page	9552 / 206
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	892 MAPLE AVE, RIDGEFIELD, NJ 07657-1139
Transaction Type	Mortgage
Record Updated	Jun 6, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 MAPLE AVE, RIDGEFIELD, NJ 07657-1139

Mortgage

Document Number	0046181334
Date	Mar 14, 2022
Book Page	4618/1334
Instrument	2022031506

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	892 MAPLE AVE, RIDGEFIELD, NJ 07657-1139
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 MAPLE AVE, RIDGEFIELD, NJ 07657-1139

Mortgage

Document Number	0042141264
Date	Jun 15, 2021
Book Page	4214/1264
Instrument	2021096116

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	204 Months
Due	Jun 1, 2038

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BERGEN NJ
Property Address	892 MAPLE AVE, RIDGEFIELD, NJ 07657-1139
Document Number	0031991347
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 MAPLE AVE RIDGEFIELD NJ 076571139, RIDGEFIELD, NJ 07657-1139

Mortgage

Document Number	0031991347
Date	Mar 14, 2019
Book Page	003199/001347
Instrument	16826

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$589,100 (+1.53%) Land $296,500 Building $292,600	$589,100 (+1.53%) Land $296,500 Building $292,600
2025	$9,829.00 (+2.77%)	$580,200 (+7.31%) Land $291,600 Building $288,600	$580,200 (+7.31%) Land $291,600 Building $288,600
2024	$9,564.00 (+9.78%)
2023		$540,700 Land $269,500 Building $271,200	$540,700 Land $269,500 Building $271,200
2022	$8,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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