892 Laurel Dr, Colon, MI 49040 Property Records

St. Joseph County property record for 892 Laurel Dr, Colon, MI 49040 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1993
Square Footage1,120 sqft Building Perimeter
Lot Size16,553 sqft (0.38 acres)
OccupancyOwner Occupied
Last Sale$149,900 (2020)
Tax Bill$1,594.00 (2025)

Property Details

APN / Parcel Number

Primary APN041-777-126-35

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,120 sqft Building Perimeter
1st Floor1,120 sqft 1st Floor
Basement Area1,120 sqft Basement
Unfinished Basement1,120 sqft Unfinished

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleRanch Style
Lot Area16,553 sqft (0.38 acres)
Depth X Width93 ft x 178 ft Depth x Width
Garage Area576 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address892 LAUREL DR
CityCOLON
StateMI
Zip49040-9418
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCOM C/L M-86 & BURR OAK RD TH S 1366.01 FT TH W 392.5 FT TO POB TH S 175 FT TH W 120 FT TH N 16D 56M 30S E 182.94 FT TH E 66.
Legal Range09W
Legal Township06S
Legal Section14
Legal SubdivisionUNPLATTED VILLAGE OF COLON
JurisdictionST JOSEPH MI
Minor Civil DivisionCOLON
Census Blockgroup2
Census Block2017
Census Tract41302

Owner

Source: St. Joseph County records · APN 041-777-126-35

Assessment roll updated August 11, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address892 LAUREL DR, COLON, MI 49040-9418
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Deed of Trust, Mortgage · Line of Credit
OMNI COMMUNITY CU
Jul 10, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 10, 2020 · Amount on Record
Deed SaleJul 10, 2020 · Amount on Record
Prior SaleMay 20, 2004 · Amount on Record
Deed Doc Number20203087
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOSEPH MI
Property Address892 LAUREL DR, COLON, MI 49040-9418
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyCALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 LAUREL DR, COLON, MI 49040-9418

Mortgage

Document Number2025007854
DateOct 03, 2025
Instrument2025007854
Lender
NameOMNI COMMUNITY CU
TypeCredit Union
AddressBATTLE CREEK, MI 49016
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 02, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOSEPH MI
Recording DateJul 10, 2020
Property Address892 LAUREL DR, COLON, MI 49040-9418
Document Number2020003087
Instrument DateJul 02, 2020
Instrument2020003087
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,117.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address892 LAUREL DR, 892, COLON, MI 49040-9418

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 S SWAN ST, COLON, MI 49040-9442

Mortgage

DateJul 10, 2020
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: St. Joseph County records · Assessment roll updated August 11, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
County SubdivisionColon Township
MunicipalityColon Village
Unified School DistrictColon Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$111,400$222,800
2025$1,594.00 Homeowner's exemption

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Joseph County (26149C), updated June 4, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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