892 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 892 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,517 sqft · built 1930
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on Record
Last Sale	$405,000 (May 2020)
Tax Bill	$25,709 (2026)
Deeds & Mortgages	Aug 2020 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 049.10-1-17`

Property Details

APN / Parcel Number

Primary APN	`265489 049.10-1-17`
Alternative APNs	`54890491000001017000` `03482000000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	4,517 sqft Living Area
1st Floor Area	2,835 sqft
Upper Floors Area	1,347 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	74,052 sqft (1.7 acres)
Lot Dimensions	200 ft deep x 200 ft wide
View / Lot	Waterfront
Garage Type	Detached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	326 sqft
Shed	1 Shed
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	03482000000
Street Address	892 LAKE RD
City	WEBSTER
State	NY
Zip	14580-9008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0008-14-04 507719 507719
Legal Subdivision	GORE
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2001
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1340 S OCEAN BLVD, 1406, POMPANO BEACH, FL 33062-6907
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Deed of Trust, Mortgage GENESEE REG'L BK
May 20, 2020	Executor's Deed, Transfer · Conventional Mortgage GENESEE REGIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2020 · Amount on Record
Deed Sale	May 20, 2020 · Amount on Record
Deed Document Number	2020606
Deed Book / Page	12343 / 280
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	892 LAKE RD, WEBSTER, NY 14580-9008
Document Number	0000000425
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1340 S OCEAN BLVD #1406 POMPANO BEACH FL 330626907, 1406, POMPANO BEACH, FL 33062-6907

Mortgage

Document Number	0000000425
Date	Aug 28, 2020
Book Page	028700/000164
Instrument	425

Lender

Name	GENESEE REG'L BK
Type	Bank
Address	ROCHESTER, NY 14618

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.12%

May 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE NY
Recording Date	May 20, 2020
Property Address	892 LAKE RD, WEBSTER, NY 14580-9008
Document Number	0000000606
Book / Page	12343 / 280
Instrument Date	Apr 22, 2020
Instrument	202005200606
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	CROSSROADS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,620.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 COMING PARK, 45, WEBSTER, NY 14580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	271 RENDOUF DRIE, ROCHESTER, NY 14624-2944

Mortgage

Document Number	0000000607
Date	May 20, 2020
Instrument	202005200607

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$25,709.00 (+1.09%)
2025	$25,431.00 (+41.39%)	$546,500 (-) Land $154,500 Building $392,000	$1,138,500 (+20.83%) Land $321,863 Building $816,637
2023		$546,500 (+35.24%) Land $154,500 Building $392,000	$942,241 (+49.23%) Land $266,379 Building $675,862
2022		$404,100 Land $154,500 Building $249,600	$631,400 Land $241,404 Building $389,996
2021	$17,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1979–2004)
Most Recent Claim	Aug 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Greenlight Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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