Polk County property record for 892 Harmony Hills Loop, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,269 sqft · built 2003 |
| Lot Size | 0.198 acres (8,638 sqft) |
| Owner | Individual Name on File |
| Last Sale | $2,642 (Apr 2022) |
| Tax Bill | $738 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-28-12-057102-000310 |
| Primary APN | 23-28-12-057102-000310 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,269 sqft Living Area |
| Gross Area | 1,669 sqft |
| 1st Floor Area | 1,269 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,638 sqft (0.198 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 114 sqft |
| Patio Area | 80 sqft |
| Street Address | 892 HARMONY HILLS LOOP |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-2706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA4 |
| Legal Description | HARMONY HILLS PB 106 PGS 32 & 33 LOT 31 |
| Legal Range | 23E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | HARMONY HILLS |
| Legal Tract | 57102 |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 11203 |
892 Harmony Hills Loop is owned and occupied by an individual who bought it in April 2022.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 892 HARMONY HILLS LOOP, LAKELAND, FL 33805-2706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on File |
| Deed Sale | Apr 28, 2022 · Amount on File |
| Prior Sale | Jun 4, 2003 · Amount on File |
| Deed Document Number | 2022115113 |
| Deed Book / Page | 12229 / 386 |
| Prior Transfer Date | Apr 21, 2022 |
| Prior Transfer Doc | 0000115113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 28, 2022 |
| Property Address | 892 HARMONY HILLS LOOP, LAKELAND, FL 33805-2706 |
| Document Number | 0000115113 |
| Book / Page | 12229 / 386 |
| Map Reference | MB 106 PG 32 |
| Instrument Date | Apr 21, 2022 |
| Instrument | 2022115113 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 892 HARMONY HILLS LOOP, LAKELAND, FL 33805-2706 |
| Name | Verified Name |
|---|---|
| Address | 892 HARMONY HILLS LOOP, LAKELAND, FL 33805-2706 |
| Document Number | 0012229388 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | 12229/388 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
The 2025 property tax bill for 892 Harmony Hills Loop was $738 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lakeland City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,415 (+2.7%) | $192,982 (+5.13%) Land $25,000 Building $167,982 | |
| 2025 | $738.00 Homeowner's exemption | $84,143 | $183,566 Land $25,000 Building $158,566 |
| 2023 | $670.00 (+5.51%) Homeowner's exemption | $79,390 (+3%) | $190,410 (+18.56%) Land $24,000 Building $166,410 |
| 2022 | $635.00 Homeowner's exemption | $77,078 | $160,604 Land $20,000 Building $140,604 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 892 Harmony Hills Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2026 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 892 Harmony Hills Loop is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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