Washington County property record for 892 Elefair Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,500 sqft · built 2018 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $953 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000020720015 |
| Primary APN | 000020720015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,500 sqft Heated Area |
| Gross Area | 2,240 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Metal |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 28,314 sqft (0.65 acres) |
| Porch | Open Porch |
| Porch Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000020720015 |
|---|---|
| Street Address | 892 ELEFAIR DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-5947 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 4 13 .65 ORB 1081 P 290 BEG SEC OF SE4 OF SW4 OF NW4 OF SECT, N 275' TO POB, W 235' N 121' E 235' S 121 TO POB, AND ESMNT |
| Legal Range | 13W |
| Legal Township | 04N |
| Legal Section | 08 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | CHIPLEY |
| Census Block Group | 3 |
| Census Block | 3033 |
| Census Tract | 970103 |
Source: Washington County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 892 ELEFAIR DR, CHIPLEY, FL 32428-5947 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Mar 13, 2018 | Trustee's Deed, Construction Loan · Line of Credit ONE SOUTH BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2017 |
| Deed Sale | Feb 3, 2017 |
| Deed Document Number | 201767000678 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 892 ELEFAIR DR, CHIPLEY, FL 32428-5947 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0067000486 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 1135/662 |
| Instrument | 201967000486 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELLSVILLE, KY 42718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Mar 13, 2018 |
| Property Address | 892 ELEFAIR DR, CHIPLEY, FL 32428-5947 |
| Book / Page | 001113 / 000118 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 67001813 |
| Transaction Type | Construction Loan |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 891 ELEFAIR DR CHIPLEY FL 324285948, CHIPLEY, FL 32428-5948 |
| Document Number | 0067001813 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 001113/000118 |
| Instrument | 67001813 |
| Name | ONE SOUTH BK |
|---|---|
| Type | Bank |
| Address | CHIPLEY, FL 32428 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 12, 2019 |
| Rate Type | Adjustable Rate |
|---|
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $953.00 (+7.68%) Homeowner's exemption | $109,642 (+2.9%) | $190,944 (+18.31%) Land $5,525 Building $185,419 |
| 2024 | $885.00 (+3.27%) Homeowner's exemption | $106,552 (+3%) | $161,398 (+9.12%) Land $4,875 Building $156,523 |
| 2023 | $857.00 (+4%) Homeowner's exemption | $103,449 (+3%) | $147,913 (+9.94%) Land $4,875 Building $143,038 |
| 2022 | $824.00 Homeowner's exemption | $100,436 | $134,538 Land $4,030 Building $130,508 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2004–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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