892 E 3 Mile Rd, White Cloud, MI 49349 Property Records

Newaygo County property record for 892 E 3 Mile Rd, White Cloud, MI 49349

Property Summary

Property TypeSingle Family Home
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$60,000 (Sep 2018)
Tax Bill$1,573 (2025)
Deeds & MortgagesSep 2018 Mortgage
Sep 2018 Sale
Flood ZoneZone X (minimal risk)
APN11-20-100-002

Property Details

APN / Parcel Number

Primary APN11-20-100-002

Exterior

Lot Area435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address892 E 3 MILE RD
CityWHITE CLOUD
StateMI
Zip49349-9614
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLOCAL ZONE
Legal DescriptionE 1/2 W 1/2 NW 1/4 NW 1/4 SEC 20 T14N R12W 10A M/L
Legal Range12W
Legal Township14N
Legal Section20
JurisdictionNEWAYGO MI
Township / Civil DivisionWILCOX
Census Block Group1
Census Block1101
Census Tract970300

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address892 E 3 MILE RD, WHITE CLOUD, MI 49349-9614
OccupancyOwner Occupied
Owner TypeIndividual
VestingHer Husband

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2018Deed of Trust, Mortgage
GERBER FCU
Sep 20, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Prior SaleJul 7, 2005 · Amount on Record
Deed Book / Page471 / 3572
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEWAYGO MI
Property Address892 E 3 MILE RD, WHITE CLOUD, MI 49349-9614
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000471/0000003575
DateSep 20, 2018
Book Page0000000471/0000003575
Lender
NameGERBER FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEWAYGO MI
Recording DateSep 20, 2018
Property Address892 E 3 MILE RD, WHITE CLOUD, MI 49349-9614
Document Number471/3572
Book / Page471 / 3572
Instrument DateSep 7, 2018
Transaction TypeTransfer
Record UpdatedSep 7, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 E 3 MILE RD, WHITE CLOUD, MI 49349-9614

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyNewaygo County
County SubdivisionWilcox Township
Unified School DistrictWhite Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,700 (+42.83%)$177,400 (+42.83%)
2025$1,573.00 (+10.93%)
2023$62,100$124,200
2022$1,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E 3 Mile Rd

Nearby Streets

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