Mesa County property record for 892 Darcy Jo Ln, Fruita, CO 81521
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,958 sqft · built 2005 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,900 (Jan 2018) |
| Tax Bill | $2,474 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage Aug 2020 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2697-084-24-001 |
| Primary APN | 2697-084-24-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,958 sqft Living Area |
| Gross Area | 2,738 sqft |
| 1st Floor Area | 1,958 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 780 sqft |
| Porch | Slab |
| Porch Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | R008853 |
|---|---|
| Street Address | 892 DARCY JO LN |
| City | FRUITA |
| State | CO |
| Zip | 81521-8729 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK 5 WILDWOOD ACRES SUBDIVISION FIL TWO SEC 8 1N 2W - 0.23AC |
| Legal Range | 002 |
| Legal Township | 01N |
| Legal Section | 08 |
| Legal Subdivision | WILDWOOD ACRES SUBDIVISION |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | MESA CO |
| Township / Civil Division | FRUITA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 1503 |
892 Darcy Jo Ln is owned by two individuals who acquired it in August 2020.
Source: Mesa County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1361 18 1/2 RD, FRUITA, CO 81521-9612 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 19, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 29, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2018 · Amount on File |
| Deed Sale | Jan 29, 2018 · Amount on File |
| Prior Sale | Nov 30, 2005 · Amount on File |
| Deed Document Number | 20182828897 |
| Last Transfer Date | Aug 13, 2020 |
| Transfer Doc | 0002938479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 892 DARCY JO LN, FRUITA, CO 81521-8729 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002910089 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 2910089 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Aug 19, 2020 |
| Property Address | 892 DARCY JO LN, FRUITA, CO 81521-8729 |
| Document Number | 0002938479 |
| Instrument Date | Aug 13, 2020 |
| Instrument | 2938479 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1361 18 1/2 RD FRUITA CO 815219612, FRUITA, CO 81521-9612 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Jan 29, 2018 |
| Property Address | 892 DARCY JO LN, FRUITA, CO 81521-8729 |
| Document Number | 0002828897 |
| Instrument Date | Jan 26, 2018 |
| Instrument | 2828897 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 892 DARCY JO LN, FRUITA, CO 81521-8729 |
| Document Number | 0002828899 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 2828899 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2048 |
The 2025 property tax bill for 892 Darcy Jo Ln was $2,474, down 0.6% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Fruita City |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,474.00 (-0.6%) | $29,700 (-2.17%) Land $6,440 Building $23,260 | $475,110 Land $103,000 Building $372,110 |
| 2024 | $2,489.00 (+0.53%) | $30,360 (-) Land $5,860 Building $24,500 | |
| 2023 | $2,476.00 (+18.87%) | $30,360 (+20.86%) Land $5,860 Building $24,500 | $453,110 Land $87,390 Building $365,720 |
| 2022 | $2,083.00 | $25,120 Land $4,170 Building $20,950 | |
| 2021 | $361,420 Land $60,000 Building $301,420 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 892 Darcy Jo Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 892 Darcy Jo Ln has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UTE WCD serves 92,580 people · EPA ID CO0139791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
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