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892 Constanza Ct, Henderson, KY 42420 Property Records

Henderson County property record for 892 Constanza Ct, Henderson, KY 42420 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,360 sqft · built 1999
Lot Size0.306 acres (13,372 sqft)
OwnerIndividual Name on File
Last Sale$226,000 (Sep 2018)
Tax Bill$3,643 (2025)
Deeds & MortgagesApr 2020 Mortgage
Sep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN64I-66

Property Details

APN / Parcel Number

Primary APN64I-66
Alternative APN
  • 44366

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,360 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area13,372 sqft (0.306 acres)
TerrainRolling
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
Deck Area139 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Account Number44366
Street Address892 CONSTANZA CT
CityHENDERSON
StateKY
Zip42420-5333
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSINGLE FAMILY
Legal SubdivisionWOLF HILLS
Legal Block2
Legal Lot Number66
JurisdictionHENDERSON KY
Township / Civil DivisionSPOTTSVILLE
Census Block Group4
Census Block4027
Census Tract20701

Owner

Source: Henderson County records · APN 64I-66

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address892 CONSTANZA CT, HENDERSON, KY 42420-5333
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Sep 20, 2018Deed, Transfer · FHA Mortgage
RESIDENTIAL ACCEPTANCE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2018 · Amount on Record
Deed SaleSep 20, 2018 · Amount on Record
Deed Document Number2018010407
Deed Book / PageRE 0633 / 289
Record UpdatedJun 08, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address892 CONSTANZA CT, HENDERSON, KY 42420-5333
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyJETT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMT1310/343
DateApr 21, 2020
Book PageMT 1310/343
Instrument2020003605
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2050

September 2018: Deed, Transfer

Document TypeDeed
JurisdictionHENDERSON KY
Recording DateSep 20, 2018
Property Address892 CONSTANZA CT, HENDERSON, KY 42420-5333
Document NumberRE0633/289
Book / PageRE 0633 / 289
Map ReferenceMB 7 PG 136
Instrument DateSep 14, 2018
Instrument2018010407
Transaction TypeTransfer
Record UpdatedNov 23, 2021
Title CompanyFOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$226.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1687 EBY RD, 1687, WOOSTER, OH 44691-9513

Transferred To (Grantee/Buyer)

NameVerified Name
Address892 CONSTANZA CT, HENDERSON, KY 42420-5333

Mortgage

Document Number2018010408
DateSep 20, 2018
Instrument2018010408
Lender
NameRESIDENTIAL ACCEPTANCE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Henderson County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
MunicipalityHenderson City
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,643.00 (+28.05%)$328,500 (+29.08%)$328,500 (+29.08%)
2023$2,845.00 (+13.62%)$254,500 (+12.61%)$254,500 (+12.61%)
2022$2,504.00$226,000$226,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henderson County (21101C), updated May 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211010207014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
4 of 10 on primary residences
Nearby Flood Claims43 (1997–2019)
Claims Outside the SFHA1 of 43
Most Recent ClaimFeb 2019, rainfall accumulation, Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Flood Events
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides (Mar 2018), 9 claims
  • Severe Storms, Tornadoes, And Flooding (May 2011), 14 claims
  • Severe Storm, Flooding, And Tornadoes (Mar 1997), 16 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 37% of Kentucky
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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