892 Cheatham Rd, Bates City, MO 64011 Property Records

Lafayette County property record for 892 Cheatham Rd, Bates City, MO 64011

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,404 sqft · built 1983
Lot Size	5.11 acres (222,592 sqft)
Owner	2 Individual Names on File
Last Sale	$309,400 (Sep 2018)
Tax Bill	$4,584 (2025)
Deeds & Mortgages	Aug 2020 Refinance Jun 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2.0-03-0-000-013.000`

Property Details

APN / Parcel Number

Primary APN	`24-2.0-03-0-000-013.000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
Attic	Attic
Attic Area	351 sqft
Basement Area	1,404 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	222,592 sqft (5.11 acres)
Garage Type	Mixed
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	102 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	892 CHEATHAM RD
City	BATES CITY
State	MO
Zip	64011-8022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NW1/4 OF NE1/4; 583-452, 1079-999, 2018DR3511, 2021DR0448
Legal Range	29
Legal Township	48
Legal Section	03
Jurisdiction	LAFAYETTE MO
Township / Civil Division	SNI-A-BAR
Census Block Group	1
Census Block	1022
Census Tract	90602

Owner

892 Cheatham Rd is owned and occupied by two individuals who acquired it in September 2020.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	892 CHEATHAM RD, BATES CITY, MO 64011-8022
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PREMIER MORTGAGE RESOURCES
Jan 27, 2021	Deed, Transfer
Sep 5, 2018	Warranty Deed, Transfer COMMUNITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2018 · Amount on File
Deed Sale	Sep 5, 2018 · Amount on File
Deed Document Number	2018DR3511
Last Transfer Date	Sep 30, 2020
Transfer Doc	2021DR0448
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	892 CHEATHAM RD, BATES CITY, MO 64011-8022
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR3526
Date	Aug 24, 2020
Instrument	2020DR3526

Lender

Name	CENTRAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	892 CHEATHAM RD, BATES CITY, MO 64011-8022
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020DR2542
Date	Jun 29, 2020
Instrument	2020DR2542

Lender

Name	PREMIER MORTGAGE RESOURCES

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2045

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jan 27, 2021
Property Address	892 CHEATHAM RD, BATES CITY, MO 64011-8022
Document Number	2021DR0448
Instrument Date	Sep 30, 2020
Instrument	2021DR0448
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 CHEATHAM RD, BATES CITY, MO 64011-8022

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Sep 5, 2018
Property Address	892 CHEATHAM RD, BATES CITY, MO 64011-8022
Document Number	2018DR3511
Instrument Date	Aug 31, 2018
Instrument	2018DR3511
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 CHEATHAM RD, BATES CITY, MO 64011-8022

Mortgage

Document Number	2018DR3516
Date	Sep 5, 2018
Instrument	2018DR3516

Lender

Name	COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 892 Cheatham Rd was $4,584, up 105.7% from the year before.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Unified School District	Oak Grove R-VI School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,584.00 (+105.75%)	$64,184	$337,810 Land $30,440 Building $307,370
2024	$2,228.00
2023		$30,839	$162,312 Land $31,962 Building $130,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 892 Cheatham Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 892 Cheatham Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE COUNTY PWSD 1 serves 8,250 people · EPA ID MO1024324
Water Source	Purchased groundwater from INDEPENDENCE PWS
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Socket Telecom.

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