892 Beards Ln, Bagdad, KY 40003 Property Records

Shelby County property record for 892 Beards Ln, Bagdad, KY 40003 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,508 sqft · built 2000
Lot Size	5.15 acres (224,770 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Mar 2018)
Tax Bill	$4,261 (2025)
Deeds & Mortgages	Apr 2018 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`079-00-004N`

Property Details

APN / Parcel Number

Primary APN	`079-00-004N`
Alternative APN	`0047440`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,508 sqft Living Area
Basement Area	1,394 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	224,770 sqft (5.15 acres)
Garage Type	Mixed
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	440 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	0047440
Street Address	892 BEARDS LN
City	BAGDAD
State	KY
Zip	40003-6048
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTVIEW EST TR 19
Legal Subdivision	CRESTVIEW ESTATES
Legal Tract	19
Jurisdiction	SHELBY KY
Township / Civil Division	CHRISTIANBURG
Census Block Group	2
Census Block	2044
Census Tract	40102

Owner

Source: Shelby County records · APN 079-00-004N

Assessment roll updated April 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	892 BEARDS LN, BAGDAD, KY 40003-6048
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS UNION BANK
Apr 06, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE
Mar 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS UNION BANK OF SHELBYVILLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2018 · Amount on Record
Deed Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	439390
Deed Book / Page	D0635 / 684
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	892 BEARDS LN, BAGDAD, KY 40003-6048
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1077/629
Date	Apr 10, 2018
Book Page	M1077/629
Instrument	439772

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	SIMPSONVILLE, KY 40067

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 26, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	892 BEARDS LN, BAGDAD, KY 40003-6048
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1151/267
Date	Apr 06, 2020
Book Page	M1151/267
Instrument	458943

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 01, 2045

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	892 BEARDS LN, BAGDAD, KY 40003-6048
Transaction Type	Mortgage
Record Updated	Aug 09, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M1120/821
Date	Jul 26, 2019
Book Page	M1120/821
Instrument	451878

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 01, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY KY
Recording Date	Mar 28, 2018
Property Address	892 BEARDS LN, BAGDAD, KY 40003-6048
Document Number	0D0635/684
Book / Page	D0635 / 684
Map Reference	CAB 2 SL 238
Instrument Date	Mar 26, 2018
Instrument	439390
Transaction Type	Transfer
Record Updated	Jan 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$355.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	53 FAIRWAY XING, 53, SHELBYVILLE, KY 40065-8364

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	892 BEARDS LN, BAGDAD, KY 40003-6048

Mortgage

Document Number	0000439391
Date	Mar 28, 2018
Instrument	439391

Lender

Name	CITIZENS UNION BANK OF SHELBYVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated April 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,261.00 (+3.12%)	$375,000 (+5.63%)	$375,000 (+5.63%)
2023	$4,132.00	$355,000	$355,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (21211C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212110401022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2019–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2022, river or lake flooding

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Bluegrass Fiber	Fixed Wireless (licensed-by-rule)	50 / 10
Verizon	Fixed Wireless	25 / 6
T-Mobile USA	Fixed Wireless	25 / 3
Virginia Everywhere	Fixed Wireless (unlicensed)	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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