Pinellas County property record for 892 20th St SW, Largo, FL 33770
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,579 sqft · built 1958 |
| Lot Size | 0.176 acres (7,649 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $127,000 (Nov 2002) |
| Tax Bill | $1,096 (2025) |
| Deeds & Mortgages | Mar 2019 Loan Modification Aug 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-749-0497-0 |
| Primary APN | C62-000-749-0497-0 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,579 sqft Living Area |
| Gross Area | 1,899 sqft |
| 1st Floor Area | 1,579 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,649 sqft (0.176 acres) |
| Lot Dimensions | 102 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 108 sqft |
| Patio Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R35030 |
|---|---|
| Street Address | 892 20TH ST SW |
| City | LARGO |
| State | FL |
| Zip | 33770-4308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MARSANDRA ESTATES LOT 151 |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 4 |
| Legal Subdivision | MARSANDRA ESTATES |
| Legal Tract | 55422 |
| Legal Lot Number | 151 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 25207 |
892 20th St SW is owner-occupied and held in a trust since August 2017.
Source: Pinellas County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 892 20TH ST SW, LARGO, FL 33770-4308 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 5, 2019 | Loan Modification, Mortgage · Conventional with PMI WELLS FARGO BK |
| Aug 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2002 · Amount on File |
| Deed Sale | Nov 19, 2002 · Amount on File |
| Prior Sale | Jun 24, 1998 · Amount on File |
| Deed Book / Page | 12358 / 1743 |
| Last Transfer Date | Aug 23, 2017 |
| Transfer Doc | 0197481776 |
| Record Updated | Jun 8, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 892 20TH ST SW, LARGO, FL 33770-4308 |
| Document Number | 0204980764 |
| Instrument Date | Mar 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 892 20TH ST SW LARGO FL 337704308, LARGO, FL 33770-4308 |
| Document Number | 0204980764 |
|---|---|
| Date | Apr 12, 2019 |
| Book Page | 020498/000764 |
| Instrument | 114387 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 11, 2059 |
| Rate | 4.62% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Aug 23, 2017 |
| Property Address | 892 20TH ST SW, LARGO, FL 33770-4308 |
| Document Number | 0197481776 |
| Book / Page | 019748 / 001776 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 261245 |
| Transaction Type | Transfer |
| Record Updated | Sep 7, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 892 20TH ST SW LARGO FL 337704308, LARGO, FL 33770-4308 |
The 2025 property tax bill for 892 20th St SW was $1,096, up 7.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,096.00 (+7.35%) | $99,972 | $327,243 Land $132,879 Building $194,364 |
| 2024 | $1,021.00 (+2.3%) | ||
| 2023 | $998.00 (+4.94%) Homeowner's exemption | $94,961 (+3%) | $326,656 (+60.65%) Land $170,480 Building $156,176 |
| 2022 | $951.00 Homeowner's exemption | $92,195 | $203,329 Land $153,637 Building $49,692 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 892 20th St SW in Zone X, an area of minimal flood risk, though there have been 78 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 79 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 79 in force |
| Nearby Flood Claims | 78 (1979–2024) |
| Claims Outside the SFHA | 26 of 78 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 892 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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