Bell County property record for 8918 Hidden Oaks Dr, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2,849 sqft · built 2020 |
| Lot Size | 0.165 acres (7,201 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $342,138 (Aug 2026) |
| Tax Bill | $7,349 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0803765327 |
| Primary APN | 0803765327 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,849 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| 2nd Floor Area | 1,645 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,201 sqft (0.165 acres) |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 8918 HIDDEN OAKS DR |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-4608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE POINTE TERRACE PHASE I, BLOCK 004, LOT 0010 |
| Legal Subdivision | LAKE POINTE TERRACE PHASE I |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 20302 |
Source: Bell County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8918 HIDDEN OAKS DR, TEMPLE, TX 76502-4608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Feb 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SOUTHSTAR BANK SSB |
| Jan 12, 2021 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage SOUTHSTAR BANK SSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 10, 2026 · Amount on Record |
| Deed Sale | Aug 10, 2026 · Amount on Record |
| Prior Sale | Jan 12, 2021 · Amount on Record |
| Deed Document Number | 202640366 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 8918 HIDDEN OAKS DR, TEMPLE, TX 76502-4608 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Title Company | FIRST COMMUNITY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 8918 HIDDEN OAKS DR, TEMPLE, TX 76502-4608 |
| Document Number | 0000008828 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 2026008828 |
| Name | SOUTHSTAR BANK SSB |
|---|---|
| Type | Bank |
| Address | MOULTON, TX 77975 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2041 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 12, 2021 |
| Property Address | 8918 HIDDEN OAKS DR, TEMPLE, TX 76502-4608 |
| Document Number | 0000002250 |
| Map Reference | PL 2019 PG 177A-177B |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2021-00002250 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | DHI TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3515 SW H K DODGEN LOOP, 3515, TEMPLE, TX 76502-1021 |
| Name | Verified Name |
|---|---|
| Address | 8918 HIDDEN OAKS DR, TEMPLE, TX 76502-4608 |
| Document Number | 0000002251 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-00002251 |
| Name | SOUTHSTAR BANK SSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.84% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 4.84% |
| Max Rate At Change | 6.84% |
| Index | Prime Rate |
| Margin | 2 |
| Max Rate | 10.8% |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Temple City |
| Unified School District | Belton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,349.00 (+13.31%) | $395,077 (-5.91%) Land $39,000 Building $356,077 | $395,077 (-5.91%) Land $39,000 Building $356,077 |
| 2023 | $6,486.00 (-9.95%) Homeowner's exemption | $419,877 Land $39,000 Building $380,877 | $419,877 Land $39,000 Building $380,877 |
| 2022 | $7,203.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 58% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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