St. Clair County property record for 8918 Folkert Rd, Clay, MI 48001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,664 sqft · built 1973 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Jan 2020) |
| Tax Bill | $2,198 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-14-559-0022-000 |
| Primary APN | 74-14-559-0022-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,664 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 130,244 sqft (2.99 acres) |
| Lot Dimensions | 931 ft deep x 140 ft wide |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8918 FOLKERT RD |
|---|---|
| City | CLAY |
| State | MI |
| Zip | 48001-3704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | LOT 19 SUP JOSEPH H MCKOAN III ASSESSORS PLAT PCS 732 & 197 |
| Legal Subdivision | ASSESSORS |
| Legal Lot Number | 19 |
| Legal Unit | 19 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | CLAY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 646000 |
8918 Folkert Rd is owned and occupied by an individual who bought it in January 2020.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8918 FOLKERT RD, CLAY, MI 48001-3704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 17, 2020 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2020 · Amount on File |
| Deed Sale | Jan 17, 2020 · Amount on File |
| Deed Document Number | 20201574 |
| Deed Book / Page | 5142 / 845 |
| Prior Transfer Date | Dec 31, 2013 |
| Prior Transfer Doc | 004473/724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 8918 FOLKERT RD, CLAY, MI 48001-3704 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8918 FOLKERT RD, CLAY, MI 48001-3704 |
| Document Number | 5351727 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 5351/727 |
| Instrument | 2021011722 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 17, 2020 |
| Property Address | 8918 FOLKERT RD, CLAY, MI 48001-3704 |
| Document Number | 0005142845 |
| Book / Page | 5142 / 845 |
| Map Reference | LB 76 PG 1 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2020001574 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8670 MARSH RD, CLAY, MI 48001-3904 |
| Document Number | 2020001575 |
|---|---|
| Date | Jan 17, 2020 |
| Instrument | 2020001575 |
| Name | UNION HOME MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 8918 Folkert Rd was $2,198 with a homeowner's exemption, up 4.8% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Clay Township |
| Unified School District | Algonac Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $119,300 (+4.65%) | $238,600 | |
| 2025 | $2,198.00 (+4.77%) Homeowner's exemption | $114,000 | |
| 2024 | $2,098.00 | $228,000 | |
| 2023 | $94,600 | ||
| 2022 | $1,937.00 | $189,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8918 Folkert Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 policies |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 4 (1984–2020) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | May 2020 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8918 Folkert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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