8915 103rd Ct, Vero Beach, FL 32967 Property Records

Indian River County property record for 8915 103rd Ct, Vero Beach, FL 32967

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,101 sqft · built 2008
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (Nov 2004)
Tax Bill	$5,268 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-38-28-00003-0210-00007.0`

Property Details

APN / Parcel Number

Primary APN	`31-38-28-00003-0210-00007.0`
Alternative APN	`26898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,101 sqft Living Area
1st Floor Area	2,101 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Area	462 sqft
Driveway	Driveway
Driveway Area	1,404 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Open Porch
Porch Area	518 sqft
Patio Area	616 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	26898
Street Address	8915 103RD CT
City	VERO BEACH
State	FL
Zip	32967-3086
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	VERO LAKE ESTATES UNIT H-2 BLK U LOT 7 PBI 6-4
Legal Range	38
Legal Township	31
Legal Section	28
Legal Subdivision	VERO LAKE ESTATES UNIT H-2
Legal Block	U
Legal Lot Number	7
Legal Unit	H-2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	3
Census Block	3086
Census Tract	50903

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8915 103RD CT, VERO BEACH, FL 32967-3086
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2004 · Amount on Record
Deed Sale	Nov 12, 2004 · Amount on Record
Prior Sale	Nov 12, 2004
Deed Document Number	1590462
Deed Book / Page	1800 / 2378
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	8915 103RD CT, VERO BEACH, FL 32967-3086
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8915 103RD CT, VERO BEACH, FL 32967-3086

Mortgage

Document Number	0035080377
Date	Feb 2, 2022
Book Page	3508/377
Instrument	3120220006905

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,268.00 (+12.61%)	$341,400 (-6.14%) Land $37,892 Building $303,508	$341,400 (-6.14%) Land $37,892 Building $303,508
2023	$4,678.00 (+9.84%)	$363,751 (+11.88%) Land $31,111 Building $332,640	$363,751 (+11.88%) Land $31,111 Building $332,640
2022	$4,259.00	$325,125 Land $25,527 Building $299,598	$325,125 Land $25,527 Building $299,598

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 180 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	180 in force
Nearby Flood Claims	4 (1999–2023)
Most Recent Claim	Nov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20