8914 Sage Stem, Schertz, TX 78154 Property Records

Bexar County property record for 8914 Sage Stem, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,715 sqft · built 2016
Lot Size	0.18 acres (7,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,000 (Dec 2018)
Tax Bill	$5,338 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`05059-001-0030`

Property Details

APN / Parcel Number

Primary APN	`05059-001-0030`
Alternative APN	`1210898`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,715 sqft Living Area
Gross Area	3,235 sqft
1st Floor Area	2,715 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Material	Asphalt
Lot Area	7,836 sqft (0.18 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8914 SAGE STEM
City	SCHERTZ
State	TX
Zip	78154-4019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 5059K (THE CROSSVINE MODULE 1 UT-1 SUBD), BLOCK 1 LOT 3 PER PLAT 9668/176-201 FILED 5/28/2014
Legal Subdivision	CB 5059K (THE CROSSVINE MODULE 1 UT-1 SU
Legal Tract	3
Legal Block	1
Legal Lot Number	3
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHEAST
Census Block Group	2
Census Block	2015
Census Tract	131601

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Vendor's Lien, Transfer MORTGAGE SOLUTIONS OF COLORADO LLC
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage GATEWAY FIRST BANK
Jan 21, 2020	Deed of Trust, Mortgage · VA Mortgage GATEWAY FIRST BANK
Dec 18, 2018	Vendor's Lien, Transfer ARK-LA-TEX FINANCE SERVICES LLC
Jan 19, 2017	Deed of Trust, Mortgage · Line of Credit INTERNATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Prior Sale	Dec 30, 2016 · Amount on Record
Deed Document Number	2018246917
Record Updated	Sep 20, 2026

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Oct 10, 2025
Property Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019
Document Number	0000189417
Map Reference	VOL 20003 PG 1898
Instrument Date	Oct 10, 2025
Instrument	20250189417
Transaction Type	Transfer
Record Updated	Oct 24, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17319 SAN PEDRO AVE STE 140, 140, SAN ANTONIO, TX 78232-1412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12854 HILLS PLAINS DR, SCHERTZ, TX 78154-0680

Mortgage

Date	Oct 10, 2025

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121397
Date	May 6, 2021
Instrument	20210121397

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Nov 1, 2035

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080788
Date	Mar 29, 2021
Instrument	20210080788

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013578
Date	Jan 21, 2020
Instrument	20200013578

Lender

Name	GATEWAY FIRST BANK
Type	Mortgage Company
Address	JENKS, OK 74037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Dec 18, 2018
Property Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019
Document Number	0000246917
Map Reference	VOL 9668 PG 176-182
Instrument Date	Dec 14, 2018
Instrument	20180246917
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 AUGUSTA CT W, 4, HATTIESBURG, MS 39402-7667

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019

Mortgage

Document Number	0000246918
Date	Dec 18, 2018
Instrument	20180246918

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2034

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	8914 SAGE STEM, SCHERTZ, TX 78154-4019
Document Number	0000011101
Book / Page	018315 / 002463
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011101
Date	Jan 19, 2017
Book Page	018315/002463
Instrument	11101

Lender

Name	INTERNATIONAL BK/COMMERCE
Type	Bank
Address	500 W 5TH ST # 100, AUSTIN, TX 78701-3835

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,338.00 (+131.28%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$523,130 (-1.16%) Land $70,130 Building $453,000	$523,130 (-1.16%) Land $70,130 Building $453,000
2024	$2,308.00 (-2.62%)
2023	$2,370.00 (-70.66%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$529,290 Land $70,130 Building $459,160	$529,290 Land $70,130 Building $459,160
2022	$8,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50

May also be available: Alamo Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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